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50566 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 50566 zip code it's important to know that our rates are very competitive for homeowners living in Moorland, IA. Many homeowners based out of your 50566 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50566 should appear in the zip code field ready to go. For Moorland, IA Homeowners Insurance Quotes nearby, we offer the best rates and service.

50566: Average Home Insurance Rates

For homeowners living in the great city of Moorland, the average homeowners policy is considered medium in comparison to other states. Iowa premiums are estimated to be around $713 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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50566 Home Insurance Average Premiums

Local 50566 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 50566 lowest rates with discounts applied on average.

For the 50566, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1013 /yr.

What is the average home insurance cost for a home in 50566?

  • • The average homeowners insurance premium paid annually for a home in 50566 is around $713 per year.

What does it cost on average per month for home insurance in 50566?

  • • Homeowners in 50566 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 50566?

  • • Autoowners in 50566 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moorland area, check out other zip codes nearby 50566.
Review average rates in another zip code:
50566 homeowners insurance rates

Home Replacement Cost Coverage in 50566

Average Building Cost Per Square Foot in 50566: $130

Location: Moorland, Iowa (Webster County)

Average Square Footage in 50566: 1,358 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50566 before you start any project. Moorland homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50566 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50566 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,358 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moorland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,358$176,600
Additional Upgrades & Added Features$1631,358$220,750
Major Home Updates or Advancements$1951,358$264,900

It's important to understand that when you estimate your replacement cost of your home in the 50566 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50566

Best Home & Auto Insurance Agencies in 50566

Housing Demographics for 50566

Population Review for 50566 Zip Code

For the city of Moorland, the population within 50566 has increased to over 309 residents in population size. The current population total is 431. We have broken down the population based on race below. In 50566, there are over 233 in male population and 198 females.

PopulationValues
Total Population431
White Population400
Black Population8
Hispanic Population7
Asian Population1
Hawaiian Population0
Indian Population1
Other Population6
Male Population233
Female Population198
Population Estimate309

Household Data for 50566

The average number of homes in 50566 is around 183, there are an average of 2.36 per household. The average house value according to local real estate values is around $176,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode183
Persons Per Household2.36
Average House Value$176,600
Income Per Household$72813
Median Age40.8
Median Age Male39.4
Median Age Female43.0
50566 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityMoorland
City Alias NameMOORLAND
CountyWebster
County FIPS187
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA22700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Dodge, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees110
Business First Quarter Payroll1177
Business Annual Payroll6325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38013
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential131
Delivery Business1
Delivery Total188
Preferred Last Line KeyW11050
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11050
Land Area36.112000
Water Area0.008000
City Alias Code
City Mixed CaseMoorland
City Alias Mixed CaseMoorland
Box Count51
SFDU131
MFDU0
State ANSI19
County ANSI187
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number186201
Unique ZIP Name
SSA State County Code16930
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWebster

Iowa Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]