Get multiple home insurance quotes in 50567. Our licensed 50567, IA agents are ready to serve you.

Home Insurance in 50567

Our rates are very competitive for homeowners living in the 50567 zip code. Many homeowners based out of Nemaha, IA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50567 should appear in the zip code field ready to go.

50567 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Nemaha area? The average homeowners premium in 50567 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 50567, you can expect to pay around $770 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 50567 Today!

Get Home Insurance Quotes in 50567

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Iowa. Start your 50567 home insurance shopping today!

  1. Nemaha, IA Home Insurance Quotes

50567 Home Insurance Average Premiums

Local 50567 homeowners insurance quotes comparison

$520 /yr.

Shows Zip Code: 50567 lowest rates with discounts applied on average.

For the 50567, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$520 /yr.
Average Coverage:$770 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1070 /yr.

What is the average home insurance cost for a home in 50567?

  • • The average homeowners insurance premium paid annually for a home in 50567 is around $770 per year.

What does it cost on average per month for home insurance in 50567?

  • • Homeowners in 50567 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 50567?

  • • Autoowners in 50567 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nemaha area, check out other zip codes nearby 50567.
Review average rates in another zip code:
50567 homeowners insurance rates

Home Replacement Cost Coverage in 50567

Average Building Cost Per Square Foot in 50567: $130

Location: Nemaha, Iowa (Sac County)

Average Square Footage in 50567: 1,141 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50567 before you start any project. Nemaha homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50567 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50567 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,141 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nemaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,141$148,300
Additional Upgrades & Added Features$1631,141$185,375
Major Home Updates or Advancements$1951,141$222,450

It's important to understand that when you estimate your replacement cost of your home in the 50567 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50567

Best Home & Auto Insurance Agencies in 50567

Housing Demographics for 50567

Population Review for 50567 Zip Code

For the city of Nemaha, the population within 50567 has increased to over 134 residents in population size. The current population total is 213. We have broken down the population based on race below. In 50567, there are over 114 in male population and 99 females.

PopulationValues
Total Population213
White Population192
Black Population2
Hispanic Population14
Asian Population7
Hawaiian Population0
Indian Population0
Other Population1
Male Population114
Female Population99
Population Estimate134

Household Data for 50567

The average number of homes in 50567 is around 100, there are an average of 2.13 per household. The average house value according to local real estate values is around $148,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode100
Persons Per Household2.13
Average House Value$148,300
Income Per Household$58500
Median Age45.8
Median Age Male42.7
Median Age Female49.5
50567 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityNemaha
City Alias NameNEMAHA
CountySac
County FIPS161
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees23
Business First Quarter Payroll251
Business Annual Payroll1176
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential63
Delivery Business1
Delivery Total102
Preferred Last Line KeyW11087
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11087
Land Area30.445000
Water Area0.081000
City Alias Code
City Mixed CaseNemaha
City Alias Mixed CaseNemaha
Box Count31
SFDU63
MFDU0
State ANSI19
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number186390
Unique ZIP Name
SSA State County Code16800
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSac

Iowa Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]