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50577 Homeowners Insurance Quotes & Rates

Renwick residents living within the 178 homes available in the zip code of 50577 are shopping online to compare cheaper and more affordable Renwick, IA home insurance rates. In the great city of Renwick, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Iowa is around $740 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 50577 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 50577 home insurance rates today! Please give us a call now at 1-913-276-4017. For Renwick, IA Homeowners Insurance Quotes, Click to easily get started!

50577 Home Insurance Average Premiums

Local 50577 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 50577 lowest rates with discounts applied on average.

For the 50577, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 50577?

  • • The average homeowners insurance premium paid annually for a home in 50577 is around $740 per year.

What does it cost on average per month for home insurance in 50577?

  • • Homeowners in 50577 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 50577?

  • • Autoowners in 50577 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Renwick area, check out other zip codes nearby 50577.
Review average rates in another zip code:
50577 homeowners insurance rates

Home Replacement Cost Coverage in 50577

Average Building Cost Per Square Foot in 50577: $130

Location: Renwick, Iowa (Humboldt County)

Average Square Footage in 50577: 448 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50577 before you start any project. Renwick homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50577 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50577 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 448 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Renwick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130448$58,300
Additional Upgrades & Added Features$163448$72,875
Major Home Updates or Advancements$195448$87,450

It's important to understand that when you estimate your replacement cost of your home in the 50577 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50577

Best Home & Auto Insurance Agencies in 50577

Housing Demographics for 50577

Population Review for 50577 Zip Code

For the city of Renwick, the population within 50577 has increased to over 307 residents in population size. The current population total is 394. We have broken down the population based on race below. In 50577, there are over 216 in male population and 178 females.

PopulationValues
Total Population394
White Population349
Black Population2
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population0
Other Population11
Male Population216
Female Population178
Population Estimate307

Household Data for 50577

The average number of homes in 50577 is around 178, there are an average of 2.21 per household. The average house value according to local real estate values is around $58,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode178
Persons Per Household2.21
Average House Value$58,300
Income Per Household$44438
Median Age45.3
Median Age Male45.8
Median Age Female42.0
50577 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityRenwick
City Alias NameRENWICK
CountyHumboldt
County FIPS091
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees97
Business First Quarter Payroll1301
Business Annual Payroll5080
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential139
Delivery Business2
Delivery Total190
Preferred Last Line KeyW11299
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11299
Land Area38.936000
Water Area0.000000
City Alias Code
City Mixed CaseRenwick
City Alias Mixed CaseRenwick
Box Count35
SFDU139
MFDU0
State ANSI19
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187623
Unique ZIP Name
SSA State County Code16450
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseHumboldt

Iowa Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]