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Home Insurance in 50605

Our rates are very competitive for homeowners living in the 50605 zip code. Many homeowners based out of Aredale, IA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50605 should appear in the zip code field ready to go.

50605 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Aredale area? The average homeowners premium in 50605 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 50605, you can expect to pay around $748 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 50605

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Iowa. Start your 50605 home insurance shopping today!

  1. Aredale, IA Home Insurance Quotes

50605 Home Insurance Average Premiums

Local 50605 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 50605 lowest rates with discounts applied on average.

For the 50605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$498 /yr.
Average Coverage:$748 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1048 /yr.

What is the average home insurance cost for a home in 50605?

  • • The average homeowners insurance premium paid annually for a home in 50605 is around $748 per year.

What does it cost on average per month for home insurance in 50605?

  • • Homeowners in 50605 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 50605?

  • • Autoowners in 50605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aredale area, check out other zip codes nearby 50605.
Review average rates in another zip code:
50605 homeowners insurance rates

Home Replacement Cost Coverage in 50605

Average Building Cost Per Square Foot in 50605: $130

Location: Aredale, Iowa (Butler County)

Average Square Footage in 50605: 356 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50605 before you start any project. Aredale homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 356 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aredale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130356$46,300
Additional Upgrades & Added Features$163356$57,875
Major Home Updates or Advancements$195356$69,450

It's important to understand that when you estimate your replacement cost of your home in the 50605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50605

Best Home & Auto Insurance Agencies in 50605

Housing Demographics for 50605

Population Review for 50605 Zip Code

For the city of Aredale, the population within 50605 has increased to over 125 residents in population size. The current population total is 133. We have broken down the population based on race below. In 50605, there are over 66 in male population and 67 females.

PopulationValues
Total Population133
White Population123
Black Population0
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population66
Female Population67
Population Estimate125

Household Data for 50605

The average number of homes in 50605 is around 68, there are an average of 1.96 per household. The average house value according to local real estate values is around $46,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode68
Persons Per Household1.96
Average House Value$46,300
Income Per Household$65750
Median Age52.5
Median Age Male57.3
Median Age Female46.8
50605 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityAredale
City Alias NameAREDALE
CountyButler
County FIPS023
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees9
Business First Quarter Payroll70
Business Annual Payroll404
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea12261.92|22756.75
Delivery Residential64
Delivery Business3
Delivery Total70
Preferred Last Line KeyW10052
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10052
Land Area16.871000
Water Area0.000000
City Alias Code
City Mixed CaseAredale
City Alias Mixed CaseAredale
Box Count3
SFDU60
MFDU0
State ANSI19
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180387
Unique ZIP Name
SSA State County Code16110
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseButler

Iowa Homeowners Insurance News & Information

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