Get multiple home insurance quotes in 50626. Our licensed 50626, IA agents are ready to serve you.

50626 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 50626 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Dunkerton, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 50626 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Dunkerton homeowners insurance rates, coverage options or home insurance types, please select Dunkerton, IA Home Insurance Rates Online!

50626 Home Insurance Average Premiums

Local 50626 homeowners insurance quotes comparison

$462 /yr.

Shows Zip Code: 50626 lowest rates with discounts applied on average.

For the 50626, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$462 /yr.
Average Coverage:$712 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1012 /yr.

What is the average home insurance cost for a home in 50626?

  • • The average homeowners insurance premium paid annually for a home in 50626 is around $712 per year.

What does it cost on average per month for home insurance in 50626?

  • • Homeowners in 50626 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 50626?

  • • Autoowners in 50626 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dunkerton area, check out other zip codes nearby 50626.
Review average rates in another zip code:
50626 homeowners insurance rates

Home Replacement Cost Coverage in 50626

Average Building Cost Per Square Foot in 50626: $130

Location: Dunkerton, Iowa (Black Hawk County)

Average Square Footage in 50626: 1,355 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50626 before you start any project. Dunkerton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50626 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50626 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,355 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dunkerton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,355$176,200
Additional Upgrades & Added Features$1631,355$220,250
Major Home Updates or Advancements$1951,355$264,300

It's important to understand that when you estimate your replacement cost of your home in the 50626 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50626

Best Home & Auto Insurance Agencies in 50626

Housing Demographics for 50626

Population Review for 50626 Zip Code

For the city of Dunkerton, the population within 50626 has increased to over 1,337 residents in population size. The current population total is 1,652. We have broken down the population based on race below. In 50626, there are over 811 in male population and 841 females.

PopulationValues
Total Population1,652
White Population1584
Black Population2
Hispanic Population23
Asian Population3
Hawaiian Population0
Indian Population1
Other Population3
Male Population811
Female Population841
Population Estimate1337

Household Data for 50626

The average number of homes in 50626 is around 658, there are an average of 2.51 per household. The average house value according to local real estate values is around $176,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode658
Persons Per Household2.51
Average House Value$176,200
Income Per Household$75227
Median Age39.8
Median Age Male39.6
Median Age Female40.6
50626 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityDunkerton
City Alias NameDUNKERTON
CountyBlack Hawk
County FIPS013
State FIPS19
Time Zone6
Day Light SavingY
MSA8920
PMSA
CSA
CBSA47940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWaterloo-Cedar Falls, IA
MSA_NameWaterloo-Cedar Falls, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees128
Business First Quarter Payroll1070
Business Annual Payroll5537
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population167819
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential533
Delivery Business6
Delivery Total688
Preferred Last Line KeyW10438
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10438
Land Area50.582000
Water Area0.152000
City Alias Code
City Mixed CaseDunkerton
City Alias Mixed CaseDunkerton
Box Count130
SFDU494
MFDU34
State ANSI19
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number182655
Unique ZIP Name
SSA State County Code16060
Medicare CBSA Code47940
Medicare CBSA NameWaterloo-Cedar Falls, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBlack Hawk

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