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50648 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 50648? Our rates are very competitive for homeowners living in Jesup, IA. Many homeowners based out of your 50648 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50648 should appear in the zip code field ready to go. For Jesup, IA Home Insurance Rate Quotes click to review the best rates and service online!

50648 Average Premium is Rated: Medium!

Homeowners living in 50648 can easily save up to 40% off the average home insurance premium of $784 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Jesup that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 50648 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 50648!

50648 Home Insurance Average Premiums

Local 50648 homeowners insurance quotes comparison

$534 /yr.

Shows Zip Code: 50648 lowest rates with discounts applied on average.

For the 50648, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$534 /yr.
Average Coverage:$784 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1084 /yr.

What is the average home insurance cost for a home in 50648?

  • • The average homeowners insurance premium paid annually for a home in 50648 is around $784 per year.

What does it cost on average per month for home insurance in 50648?

  • • Homeowners in 50648 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 50648?

  • • Autoowners in 50648 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jesup area, check out other zip codes nearby 50648.
Review average rates in another zip code:
50648 homeowners insurance rates

Home Replacement Cost Coverage in 50648

Average Building Cost Per Square Foot in 50648: $130

Location: Jesup, Iowa (Buchanan County)

Average Square Footage in 50648: 1,306 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50648 before you start any project. Jesup homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50648 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50648 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,306 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jesup area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,306$169,800
Additional Upgrades & Added Features$1631,306$212,250
Major Home Updates or Advancements$1951,306$254,700

It's important to understand that when you estimate your replacement cost of your home in the 50648 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50648

Best Home & Auto Insurance Agencies in 50648

Housing Demographics for 50648

Population Review for 50648 Zip Code

For the city of Jesup, the population within 50648 has increased to over 3,756 residents in population size. The current population total is 3,992. We have broken down the population based on race below. In 50648, there are over 1973 in male population and 2019 females.

PopulationValues
Total Population3,992
White Population3832
Black Population11
Hispanic Population59
Asian Population8
Hawaiian Population3
Indian Population6
Other Population16
Male Population1973
Female Population2019
Population Estimate3756

Household Data for 50648

The average number of homes in 50648 is around 1,566, there are an average of 2.55 per household. The average house value according to local real estate values is around $169,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,566
Persons Per Household2.55
Average House Value$169,800
Income Per Household$90610
Median Age38.9
Median Age Male39.3
Median Age Female38.5
50648 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityJesup
City Alias NameJESUP
CountyBuchanan
County FIPS019
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses77
Number Of Employees527
Business First Quarter Payroll5022
Business Annual Payroll22417
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential1473
Delivery Business34
Delivery Total1851
Preferred Last Line KeyW10765
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10765
Land Area83.255000
Water Area0.030000
City Alias Code
City Mixed CaseJesup
City Alias Mixed CaseJesup
Box Count200
SFDU1373
MFDU24
State ANSI19
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number184491
Unique ZIP Name
SSA State County Code16090
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBuchanan

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]