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50658 Home Insurance Quotes & Rates

Currently, the 1,037 homes within the 50658 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Iowa is around $727 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Nashua, IA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 50658.

Iowa is now ranking #37 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Nashua home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Iowa has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 50658 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Nashua, Iowa home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Nashua, IA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

50658 Home Insurance Average Premiums

Local 50658 homeowners insurance quotes comparison

$477 /yr.

Shows Zip Code: 50658 lowest rates with discounts applied on average.

For the 50658, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$477 /yr.
Average Coverage:$727 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1027 /yr.

What is the average home insurance cost for a home in 50658?

  • • The average homeowners insurance premium paid annually for a home in 50658 is around $727 per year.

What does it cost on average per month for home insurance in 50658?

  • • Homeowners in 50658 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50658?

  • • Autoowners in 50658 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashua area, check out other zip codes nearby 50658.
Review average rates in another zip code:
50658 homeowners insurance rates

Home Replacement Cost Coverage in 50658

Average Building Cost Per Square Foot in 50658: $130

Location: Nashua, Iowa (Chickasaw County)

Average Square Footage in 50658: 882 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50658 before you start any project. Nashua homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50658 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50658 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 882 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashua area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130882$114,600
Additional Upgrades & Added Features$163882$143,250
Major Home Updates or Advancements$195882$171,900

It's important to understand that when you estimate your replacement cost of your home in the 50658 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50658

Best Home & Auto Insurance Agencies in 50658

Housing Demographics for 50658

Population Review for 50658 Zip Code

For the city of Nashua, the population within 50658 has increased to over 1,924 residents in population size. The current population total is 2,394. We have broken down the population based on race below. In 50658, there are over 1220 in male population and 1174 females.

PopulationValues
Total Population2,394
White Population2296
Black Population9
Hispanic Population16
Asian Population1
Hawaiian Population2
Indian Population1
Other Population2
Male Population1220
Female Population1174
Population Estimate1924

Household Data for 50658

The average number of homes in 50658 is around 1,037, there are an average of 2.31 per household. The average house value according to local real estate values is around $114,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,037
Persons Per Household2.31
Average House Value$114,600
Income Per Household$63470
Median Age43.2
Median Age Male42.7
Median Age Female43.5
50658 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityNashua
City Alias NameNASHUA
CountyChickasaw
County FIPS037
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees253
Business First Quarter Payroll1572
Business Annual Payroll7496
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential833
Delivery Business10
Delivery Total1123
Preferred Last Line KeyW11083
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11083
Land Area78.015000
Water Area1.066000
City Alias Code
City Mixed CaseNashua
City Alias Mixed CaseNashua
Box Count228
SFDU815
MFDU0
State ANSI19
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number186381
Unique ZIP Name
SSA State County Code16180
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseChickasaw

Iowa Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]