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Compare 50665 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Parkersburg just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,216 neighbors looking to save on their home insurance policy in the local 50665 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 50665. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Parkersburg, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Parkersburg, IA

50665 Home Insurance Average Premiums

Local 50665 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 50665 lowest rates with discounts applied on average.

For the 50665, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1016 /yr.

What is the average home insurance cost for a home in 50665?

  • • The average homeowners insurance premium paid annually for a home in 50665 is around $716 per year.

What does it cost on average per month for home insurance in 50665?

  • • Homeowners in 50665 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 50665?

  • • Autoowners in 50665 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Parkersburg area, check out other zip codes nearby 50665.
Review average rates in another zip code:
50665 homeowners insurance rates

Home Replacement Cost Coverage in 50665

Average Building Cost Per Square Foot in 50665: $130

Location: Parkersburg, Iowa (Butler County)

Average Square Footage in 50665: 1,363 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50665 before you start any project. Parkersburg homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50665 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50665 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,363 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Parkersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,363$177,200
Additional Upgrades & Added Features$1631,363$221,500
Major Home Updates or Advancements$1951,363$265,800

It's important to understand that when you estimate your replacement cost of your home in the 50665 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50665

Best Home & Auto Insurance Agencies in 50665

Housing Demographics for 50665

Population Review for 50665 Zip Code

For the city of Parkersburg, the population within 50665 has increased to over 2,806 residents in population size. The current population total is 2,893. We have broken down the population based on race below. In 50665, there are over 1426 in male population and 1467 females.

PopulationValues
Total Population2,893
White Population2786
Black Population5
Hispanic Population28
Asian Population5
Hawaiian Population0
Indian Population7
Other Population11
Male Population1426
Female Population1467
Population Estimate2806

Household Data for 50665

The average number of homes in 50665 is around 1,216, there are an average of 2.38 per household. The average house value according to local real estate values is around $177,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,216
Persons Per Household2.38
Average House Value$177,200
Income Per Household$63902
Median Age42.9
Median Age Male43.1
Median Age Female42.7
50665 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityParkersburg
City Alias NamePARKERSBURG
CountyButler
County FIPS023
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses79
Number Of Employees381
Business First Quarter Payroll2852
Business Annual Payroll13945
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential1179
Delivery Business29
Delivery Total1409
Preferred Last Line KeyW11210
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11210
Land Area98.904000
Water Area0.000000
City Alias Code
City Mixed CaseParkersburg
City Alias Mixed CaseParkersburg
Box Count88
SFDU1102
MFDU58
State ANSI19
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number187056
Unique ZIP Name
SSA State County Code16110
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseButler

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]