Get multiple home insurance quotes in 50666. Our licensed 50666, IA agents are ready to serve you.

50666 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 50666 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Plainfield, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 50666 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Plainfield homeowners insurance rates, coverage options or home insurance types, please select Plainfield, IA Home Insurance Rates Online!

50666 Home Insurance Average Premiums

Local 50666 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 50666 lowest rates with discounts applied on average.

For the 50666, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 50666?

  • • The average homeowners insurance premium paid annually for a home in 50666 is around $716 per year.

What does it cost on average per month for home insurance in 50666?

  • • Homeowners in 50666 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 50666?

  • • Autoowners in 50666 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainfield area, check out other zip codes nearby 50666.
Review average rates in another zip code:
50666 homeowners insurance rates

Home Replacement Cost Coverage in 50666

Average Building Cost Per Square Foot in 50666: $130

Location: Plainfield, Iowa (Bremer County)

Average Square Footage in 50666: 1,194 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50666 before you start any project. Plainfield homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50666 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50666 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,194 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,194$155,200
Additional Upgrades & Added Features$1631,194$194,000
Major Home Updates or Advancements$1951,194$232,800

It's important to understand that when you estimate your replacement cost of your home in the 50666 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50666

Best Home & Auto Insurance Agencies in 50666

Housing Demographics for 50666

Population Review for 50666 Zip Code

For the city of Plainfield, the population within 50666 has increased to over 804 residents in population size. The current population total is 893. We have broken down the population based on race below. In 50666, there are over 437 in male population and 456 females.

PopulationValues
Total Population893
White Population856
Black Population3
Hispanic Population10
Asian Population3
Hawaiian Population0
Indian Population3
Other Population1
Male Population437
Female Population456
Population Estimate804

Household Data for 50666

The average number of homes in 50666 is around 363, there are an average of 2.46 per household. The average house value according to local real estate values is around $155,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode363
Persons Per Household2.46
Average House Value$155,200
Income Per Household$68490
Median Age44.1
Median Age Male46.3
Median Age Female41.5
50666 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityPlainfield
City Alias NamePLAINFIELD
CountyBremer
County FIPS017
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA47940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWaterloo-Cedar Falls, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees97
Business First Quarter Payroll865
Business Annual Payroll4053
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population167819
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential327
Delivery Business2
Delivery Total437
Preferred Last Line KeyW11239
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11239
Land Area49.372000
Water Area0.304000
City Alias Code
City Mixed CasePlainfield
City Alias Mixed CasePlainfield
Box Count77
SFDU327
MFDU0
State ANSI19
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187236
Unique ZIP Name
SSA State County Code16080
Medicare CBSA Code47940
Medicare CBSA NameWaterloo-Cedar Falls, IA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBremer

Iowa Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]