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50668, IA Homeowners Insurance Rates

With a population size of 1,234 and with 488 occupied homes in the 50668 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Readlyn, IA are around $748 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Readlyn, Iowa. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Iowa home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Readlyn, IA.

For Iowa home insurance information, including average Readlyn home insurance rates, coverage options or the different homeowners insurance types, please select Readlyn, IA Home Insurance Quotes Now!

50668 Home Insurance Average Premiums

Local 50668 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 50668 lowest rates with discounts applied on average.

For the 50668, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$498 /yr.
Average Coverage:$748 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1048 /yr.

What is the average home insurance cost for a home in 50668?

  • • The average homeowners insurance premium paid annually for a home in 50668 is around $748 per year.

What does it cost on average per month for home insurance in 50668?

  • • Homeowners in 50668 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 50668?

  • • Autoowners in 50668 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Readlyn area, check out other zip codes nearby 50668.
Review average rates in another zip code:
50668 homeowners insurance rates

Home Replacement Cost Coverage in 50668

Average Building Cost Per Square Foot in 50668: $130

Location: Readlyn, Iowa (Bremer County)

Average Square Footage in 50668: 1,108 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50668 before you start any project. Readlyn homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50668 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50668 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,108 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Readlyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,108$144,100
Additional Upgrades & Added Features$1631,108$180,125
Major Home Updates or Advancements$1951,108$216,150

It's important to understand that when you estimate your replacement cost of your home in the 50668 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50668

Best Home & Auto Insurance Agencies in 50668

Allstate Insurance Agency

Address: 234 Main St Readlyn, IA 50668
Phone:
Website: http://www.allstateagencies.com/016132/welcome
Info:

Housing Demographics for 50668

Population Review for 50668 Zip Code

For the city of Readlyn, the population within 50668 has increased to over 657 residents in population size. The current population total is 1,234. We have broken down the population based on race below. In 50668, there are over 635 in male population and 599 females.

PopulationValues
Total Population1,234
White Population1208
Black Population0
Hispanic Population19
Asian Population0
Hawaiian Population0
Indian Population0
Other Population4
Male Population635
Female Population599
Population Estimate657

Household Data for 50668

The average number of homes in 50668 is around 488, there are an average of 2.53 per household. The average house value according to local real estate values is around $144,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode488
Persons Per Household2.53
Average House Value$144,100
Income Per Household$74952
Median Age39.6
Median Age Male39.3
Median Age Female40.1
50668 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityReadlyn
City Alias NameREADLYN
CountyBremer
County FIPS017
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA47940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWaterloo-Cedar Falls, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees132
Business First Quarter Payroll1038
Business Annual Payroll5189
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population167819
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential260
Delivery Business5
Delivery Total601
Preferred Last Line KeyW11290
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11290
Land Area33.751000
Water Area0.089000
City Alias Code
City Mixed CaseReadlyn
City Alias Mixed CaseReadlyn
Box Count263
SFDU260
MFDU0
State ANSI19
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187551
Unique ZIP Name
SSA State County Code16080
Medicare CBSA Code47940
Medicare CBSA NameWaterloo-Cedar Falls, IA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBremer

Iowa Homeowners Insurance News & Information

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