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Searching for Homeowners Insurance in 50676

If you are a homeowners that lives in 50676 you may be searching for more affordable homeowners insurance in Tripoli. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Tripoli, IA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Iowa licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 50676 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tripoli, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 50676 Home Insurance Costs: medium!

In Tripoli, homeowners are paying roughly $718 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 50676 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Tripoli are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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50676 Home Insurance Average Premiums

Local 50676 homeowners insurance quotes comparison

$468 /yr.

Shows Zip Code: 50676 lowest rates with discounts applied on average.

For the 50676, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$468 /yr.
Average Coverage:$718 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1018 /yr.

What is the average home insurance cost for a home in 50676?

  • • The average homeowners insurance premium paid annually for a home in 50676 is around $718 per year.

What does it cost on average per month for home insurance in 50676?

  • • Homeowners in 50676 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 50676?

  • • Autoowners in 50676 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tripoli area, check out other zip codes nearby 50676.
Review average rates in another zip code:
50676 homeowners insurance rates

Home Replacement Cost Coverage in 50676

Average Building Cost Per Square Foot in 50676: $130

Location: Tripoli, Iowa (Bremer County)

Average Square Footage in 50676: 957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50676 before you start any project. Tripoli homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50676 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50676 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 957 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tripoli area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130957$124,400
Additional Upgrades & Added Features$163957$155,500
Major Home Updates or Advancements$195957$186,600

It's important to understand that when you estimate your replacement cost of your home in the 50676 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50676

Best Home & Auto Insurance Agencies in 50676

Housing Demographics for 50676

Population Review for 50676 Zip Code

For the city of Tripoli, the population within 50676 has increased to over 1,154 residents in population size. The current population total is 1,815. We have broken down the population based on race below. In 50676, there are over 922 in male population and 893 females.

PopulationValues
Total Population1,815
White Population1747
Black Population0
Hispanic Population25
Asian Population0
Hawaiian Population0
Indian Population1
Other Population14
Male Population922
Female Population893
Population Estimate1154

Household Data for 50676

The average number of homes in 50676 is around 749, there are an average of 2.40 per household. The average house value according to local real estate values is around $124,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode749
Persons Per Household2.40
Average House Value$124,400
Income Per Household$77885
Median Age41.8
Median Age Male38.4
Median Age Female44.4
50676 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityTripoli
City Alias NameTRIPOLI
CountyBremer
County FIPS017
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA47940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWaterloo-Cedar Falls, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees182
Business First Quarter Payroll1334
Business Annual Payroll6232
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population167819
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential481
Delivery Business8
Delivery Total870
Preferred Last Line KeyW11619
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11619
Land Area56.266000
Water Area0.141000
City Alias Code
City Mixed CaseTripoli
City Alias Mixed CaseTripoli
Box Count312
SFDU469
MFDU0
State ANSI19
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number188973
Unique ZIP Name
SSA State County Code16080
Medicare CBSA Code47940
Medicare CBSA NameWaterloo-Cedar Falls, IA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBremer

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]