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Homeowners Insurance in 50801

In Creston, IA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 50801 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 50801 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50801 should appear in the zip code field ready to go.

50801 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Iowa, you are going to see rates around the average home insurance premium per year of $720. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Creston home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 50801 Home Insurance Rates Now!

Best 3 Options to Compare in 50801

If you want homeowners insurance quotes within the city of Creston or in the 50801 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Creston, IA.

50801 Home Insurance Average Premiums

Local 50801 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 50801 lowest rates with discounts applied on average.

For the 50801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 50801?

  • • The average homeowners insurance premium paid annually for a home in 50801 is around $720 per year.

What does it cost on average per month for home insurance in 50801?

  • • Homeowners in 50801 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 50801?

  • • Autoowners in 50801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Creston area, check out other zip codes nearby 50801.
Review average rates in another zip code:
50801 homeowners insurance rates

Home Replacement Cost Coverage in 50801

Average Building Cost Per Square Foot in 50801: $130

Location: Creston, Iowa (Union County)

Average Square Footage in 50801: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50801 before you start any project. Creston homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Creston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130873$113,500
Additional Upgrades & Added Features$163873$141,875
Major Home Updates or Advancements$195873$170,250

It's important to understand that when you estimate your replacement cost of your home in the 50801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50801

Carter Dennis Insurance

Address: 208 North Maple Street Creston, IA 50801
Phone: (641)782-8516
Website:

Best Home & Auto Insurance Agencies in 50801

Nelson- Dennis A

Address: US-34 & Wyoming Ave Creston, IA 50801
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance - Katie Strider

Address: US-34 Creston, IA 50801
Phone:
Website: http://www.national.citysearch.com/profile/external/3297869/creston_ia/american_family_insurance_katie_strider.html
Info:

Carter Dennis Insurance

Address: 208 N Maple St Creston, IA 50801
Phone:
Website:
Info:

Adamson, Ben - State Farm Insurance Agent

Address: 300 Russell St Creston, IA 50801
Phone:
Website: http://www.citysearch.com/profile/external/605143442/creston_ia/adamson_ben_state_farm_insurance_agent.html
Info:

Rhine- Connie L - State Farm Insurance Agent

Address: 911 N Sumner Ave Creston, IA 50801
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 50801

Population Review for 50801 Zip Code

For the city of Creston, the population within 50801 has increased to over 8,946 residents in population size. The current population total is 9,245. We have broken down the population based on race below. In 50801, there are over 4524 in male population and 4721 females.

PopulationValues
Total Population9,245
White Population8584
Black Population114
Hispanic Population330
Asian Population50
Hawaiian Population7
Indian Population34
Other Population96
Male Population4524
Female Population4721
Population Estimate8946

Household Data for 50801

The average number of homes in 50801 is around 3,975, there are an average of 2.25 per household. The average house value according to local real estate values is around $113,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,975
Persons Per Household2.25
Average House Value$113,500
Income Per Household$51015
Median Age40.6
Median Age Male39.2
Median Age Female41.9
50801 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityCreston
City Alias NameCRESTON
CountyUnion
County FIPS175
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses263
Number Of Employees4229
Business First Quarter Payroll35881
Business Annual Payroll155557
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential3976
Delivery Business274
Delivery Total4644
Preferred Last Line KeyW10350
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10350
Land Area207.199000
Water Area1.500000
City Alias Code
City Mixed CaseCreston
City Alias Mixed CaseCreston
Box Count112
SFDU3473
MFDU358
State ANSI19
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number182106
Unique ZIP Name
SSA State County Code16870
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseUnion

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]