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50841 Home Insurance Rates & Premiums

Did you know there are over 2,652 people living within the 50841 zip code area? There are over 1,160 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 50841.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Iowa are on the rise. The estimated average premium is around $736 a year for a standard homeowners insurance policy in Corning. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Corning, IA Homeowners Insurance Quotes Online

50841 Home Insurance Average Premiums

Local 50841 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 50841 lowest rates with discounts applied on average.

For the 50841, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1036 /yr.

What is the average home insurance cost for a home in 50841?

  • • The average homeowners insurance premium paid annually for a home in 50841 is around $736 per year.

What does it cost on average per month for home insurance in 50841?

  • • Homeowners in 50841 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 50841?

  • • Autoowners in 50841 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corning area, check out other zip codes nearby 50841.
Review average rates in another zip code:
50841 homeowners insurance rates

Home Replacement Cost Coverage in 50841

Average Building Cost Per Square Foot in 50841: $130

Location: Corning, Iowa (Adams County)

Average Square Footage in 50841: 654 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50841 before you start any project. Corning homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50841 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50841 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 654 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corning area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130654$85,000
Additional Upgrades & Added Features$163654$106,250
Major Home Updates or Advancements$195654$127,500

It's important to understand that when you estimate your replacement cost of your home in the 50841 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50841

Best Home & Auto Insurance Agencies in 50841

Housing Demographics for 50841

Population Review for 50841 Zip Code

For the city of Corning, the population within 50841 has increased to over 2,672 residents in population size. The current population total is 2,652. We have broken down the population based on race below. In 50841, there are over 1290 in male population and 1362 females.

PopulationValues
Total Population2,652
White Population2523
Black Population9
Hispanic Population26
Asian Population12
Hawaiian Population0
Indian Population12
Other Population18
Male Population1290
Female Population1362
Population Estimate2672

Household Data for 50841

The average number of homes in 50841 is around 1,160, there are an average of 2.22 per household. The average house value according to local real estate values is around $85,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,160
Persons Per Household2.22
Average House Value$85,000
Income Per Household$53542
Median Age45.1
Median Age Male44.4
Median Age Female45.9
50841 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CityCorning
City Alias NameCORNING
CountyAdams
County FIPS003
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses99
Number Of Employees895
Business First Quarter Payroll7726
Business Annual Payroll37112
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential1204
Delivery Business103
Delivery Total1382
Preferred Last Line KeyW10331
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10331
Land Area228.378000
Water Area1.835000
City Alias Code
City Mixed CaseCorning
City Alias Mixed CaseCorning
Box Count39
SFDU1174
MFDU20
State ANSI19
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number181998
Unique ZIP Name
SSA State County Code16010
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseAdams

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