Get multiple home insurance quotes in 51430. Our licensed 51430, IA agents are ready to serve you.

51430 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 51430 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Arcadia, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 51430 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Arcadia homeowners insurance rates, coverage options or home insurance types, please select Arcadia, IA Home Insurance Rates Online!

51430 Home Insurance Average Premiums

Local 51430 homeowners insurance quotes comparison

$506 /yr.

Shows Zip Code: 51430 lowest rates with discounts applied on average.

For the 51430, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$506 /yr.
Average Coverage:$756 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1056 /yr.

What is the average home insurance cost for a home in 51430?

  • • The average homeowners insurance premium paid annually for a home in 51430 is around $756 per year.

What does it cost on average per month for home insurance in 51430?

  • • Homeowners in 51430 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 51430?

  • • Autoowners in 51430 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arcadia area, check out other zip codes nearby 51430.
Review average rates in another zip code:
51430 homeowners insurance rates

Home Replacement Cost Coverage in 51430

Average Building Cost Per Square Foot in 51430: $130

Location: Arcadia, Iowa (Carroll County)

Average Square Footage in 51430: 1,008 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51430 before you start any project. Arcadia homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51430 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51430 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,008 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arcadia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,008$131,100
Additional Upgrades & Added Features$1631,008$163,875
Major Home Updates or Advancements$1951,008$196,650

It's important to understand that when you estimate your replacement cost of your home in the 51430 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51430

Best Home & Auto Insurance Agencies in 51430

Housing Demographics for 51430

Population Review for 51430 Zip Code

For the city of Arcadia, the population within 51430 has increased to over 694 residents in population size. The current population total is 788. We have broken down the population based on race below. In 51430, there are over 393 in male population and 395 females.

PopulationValues
Total Population788
White Population763
Black Population4
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population393
Female Population395
Population Estimate694

Household Data for 51430

The average number of homes in 51430 is around 301, there are an average of 2.62 per household. The average house value according to local real estate values is around $131,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode301
Persons Per Household2.62
Average House Value$131,100
Income Per Household$63438
Median Age36.4
Median Age Male35.6
Median Age Female37.6
51430 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityArcadia
City Alias NameARCADIA
CountyCarroll
County FIPS027
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA16140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCarroll, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees142
Business First Quarter Payroll1144
Business Annual Payroll5886
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential265
Delivery Business1
Delivery Total629
Preferred Last Line KeyW10050
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10050
Land Area40.139000
Water Area0.017000
City Alias Code
City Mixed CaseArcadia
City Alias Mixed CaseArcadia
Box Count46
SFDU255
MFDU0
State ANSI19
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number180360
Unique ZIP Name
SSA State County Code16130
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

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