Get multiple home insurance quotes in 51467. Our licensed 51467, IA agents are ready to serve you.

51467 Home Insurance Rates & Premiums

Did you know there are over 567 people living within the 51467 zip code area? There are over 244 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 51467.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Iowa are on the rise. The estimated average premium is around $762 a year for a standard homeowners insurance policy in Westside. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Westside, IA Homeowners Insurance Quotes Online

51467 Home Insurance Average Premiums

Local 51467 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 51467 lowest rates with discounts applied on average.

For the 51467, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 51467?

  • • The average homeowners insurance premium paid annually for a home in 51467 is around $762 per year.

What does it cost on average per month for home insurance in 51467?

  • • Homeowners in 51467 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 51467?

  • • Autoowners in 51467 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westside area, check out other zip codes nearby 51467.
Review average rates in another zip code:
51467 homeowners insurance rates

Home Replacement Cost Coverage in 51467

Average Building Cost Per Square Foot in 51467: $130

Location: Westside, Iowa (Crawford County)

Average Square Footage in 51467: 1,016 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51467 before you start any project. Westside homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51467 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51467 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,016 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,016$132,100
Additional Upgrades & Added Features$1631,016$165,125
Major Home Updates or Advancements$1951,016$198,150

It's important to understand that when you estimate your replacement cost of your home in the 51467 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51467

Best Home & Auto Insurance Agencies in 51467

Housing Demographics for 51467

Population Review for 51467 Zip Code

For the city of Westside, the population within 51467 has increased to over 436 residents in population size. The current population total is 567. We have broken down the population based on race below. In 51467, there are over 293 in male population and 274 females.

PopulationValues
Total Population567
White Population548
Black Population3
Hispanic Population14
Asian Population2
Hawaiian Population0
Indian Population0
Other Population10
Male Population293
Female Population274
Population Estimate436

Household Data for 51467

The average number of homes in 51467 is around 244, there are an average of 2.32 per household. The average house value according to local real estate values is around $132,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode244
Persons Per Household2.32
Average House Value$132,100
Income Per Household$56979
Median Age46.4
Median Age Male45.9
Median Age Female46.8
51467 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityWestside
City Alias NameWESTSIDE
CountyCrawford
County FIPS047
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees131
Business First Quarter Payroll1199
Business Annual Payroll6173
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential188
Delivery Business0
Delivery Total280
Preferred Last Line KeyW11738
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11738
Land Area57.442000
Water Area0.044000
City Alias Code
City Mixed CaseWestside
City Alias Mixed CaseWestside
Box Count72
SFDU188
MFDU0
State ANSI19
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number189630
Unique ZIP Name
SSA State County Code16230
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseCrawford

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]