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51526 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 51526 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Crescent, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 51526.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 51526 and start shopping.

Quickly and Easily Compare Average Rates for 51526

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Crescent, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 51526

Homeowners in Crescent are paying roughly $814 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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51526 Home Insurance Average Premiums

Local 51526 homeowners insurance quotes comparison

$564 /yr.

Shows Zip Code: 51526 lowest rates with discounts applied on average.

For the 51526, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$564 /yr.
Average Coverage:$814 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1114 /yr.

What is the average home insurance cost for a home in 51526?

  • • The average homeowners insurance premium paid annually for a home in 51526 is around $814 per year.

What does it cost on average per month for home insurance in 51526?

  • • Homeowners in 51526 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 51526?

  • • Autoowners in 51526 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crescent area, check out other zip codes nearby 51526.
Review average rates in another zip code:
51526 homeowners insurance rates

Home Replacement Cost Coverage in 51526

Average Building Cost Per Square Foot in 51526: $130

Location: Crescent, Iowa (Pottawattamie County)

Average Square Footage in 51526: 1,809 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51526 before you start any project. Crescent homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51526 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51526 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,809 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crescent area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,809$235,200
Additional Upgrades & Added Features$1631,809$294,000
Major Home Updates or Advancements$1951,809$352,800

It's important to understand that when you estimate your replacement cost of your home in the 51526 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51526

Best Home & Auto Insurance Agencies in 51526

Housing Demographics for 51526

Population Review for 51526 Zip Code

For the city of Crescent, the population within 51526 has increased to over 1,516 residents in population size. The current population total is 1,629. We have broken down the population based on race below. In 51526, there are over 794 in male population and 835 females.

PopulationValues
Total Population1,629
White Population1556
Black Population1
Hispanic Population29
Asian Population7
Hawaiian Population1
Indian Population3
Other Population5
Male Population794
Female Population835
Population Estimate1516

Household Data for 51526

The average number of homes in 51526 is around 664, there are an average of 2.45 per household. The average house value according to local real estate values is around $235,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode664
Persons Per Household2.45
Average House Value$235,200
Income Per Household$85238
Median Age52.0
Median Age Male50.9
Median Age Female52.9
51526 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityCrescent
City Alias NameCRESCENT
CountyPottawattamie
County FIPS155
State FIPS19
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees201
Business First Quarter Payroll1543
Business Annual Payroll9006
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential619
Delivery Business9
Delivery Total801
Preferred Last Line KeyW10347
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW10347
Land Area43.579000
Water Area1.009000
City Alias Code
City Mixed CaseCrescent
City Alias Mixed CaseCrescent
Box Count135
SFDU485
MFDU1
State ANSI19
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number182088
Unique ZIP Name
SSA State County Code16770
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CasePottawattamie

Iowa Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]