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Homeowners Insurance in 51534

Getting the most affordable home insurance rates in 51534 just got easier for Glenwood, IA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Glenwood. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-913-276-4017 For Glenwood, IA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 51534

When discussing Iowa homeowners insurance rates, Glenwood residents are finding new ways to save time and money by discovering lower rates when they shop online. Iowa may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 37. Residents that live within the 51534 zipcode are currently paying $744 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Glenwood does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

51534 Home Insurance Average Premiums

Local 51534 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 51534 lowest rates with discounts applied on average.

For the 51534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 51534?

  • • The average homeowners insurance premium paid annually for a home in 51534 is around $744 per year.

What does it cost on average per month for home insurance in 51534?

  • • Homeowners in 51534 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 51534?

  • • Autoowners in 51534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glenwood area, check out other zip codes nearby 51534.
Review average rates in another zip code:
51534 homeowners insurance rates

Home Replacement Cost Coverage in 51534

Average Building Cost Per Square Foot in 51534: $130

Location: Glenwood, Iowa (Mills County)

Average Square Footage in 51534: 1,653 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51534 before you start any project. Glenwood homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,653 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,653$214,900
Additional Upgrades & Added Features$1631,653$268,625
Major Home Updates or Advancements$1951,653$322,350

It's important to understand that when you estimate your replacement cost of your home in the 51534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51534

Gregg Aistrope Agency Inc

Address: 105 South Locust Street Glenwood, IA 51534
Phone: (712)527-3189
Website:

Best Home & Auto Insurance Agencies in 51534

Stavas- Martin J - State Farm Insurance Agent

Address: 10 N Locust St Glenwood, IA 51534
Phone:
Website:
Info:

Gregg Aistrope Agency Inc

Address: 105 N Locust St Glenwood, IA 51534
Phone:
Website:
Info:

Langholz- Donald H - State Farm Insurance Agent

Address: 512 1st St Glenwood, IA 51534
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 51534

Population Review for 51534 Zip Code

For the city of Glenwood, the population within 51534 has increased to over 9,411 residents in population size. The current population total is 9,342. We have broken down the population based on race below. In 51534, there are over 4626 in male population and 4716 females.

PopulationValues
Total Population9,342
White Population8724
Black Population56
Hispanic Population305
Asian Population26
Hawaiian Population6
Indian Population21
Other Population74
Male Population4626
Female Population4716
Population Estimate9411

Household Data for 51534

The average number of homes in 51534 is around 3,455, there are an average of 2.62 per household. The average house value according to local real estate values is around $214,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,455
Persons Per Household2.62
Average House Value$214,900
Income Per Household$79627
Median Age42.1
Median Age Male41.4
Median Age Female43.0
51534 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityGlenwood
City Alias NameGLENWOOD
CountyMills
County FIPS129
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses203
Number Of Employees1268
Business First Quarter Payroll10398
Business Annual Payroll47897
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential3592
Delivery Business154
Delivery Total4001
Preferred Last Line KeyW10600
Classification Code
Multi-CountyY
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW10600
Land Area100.482000
Water Area0.314000
City Alias Code
City Mixed CaseGlenwood
City Alias Mixed CaseGlenwood
Box Count184
SFDU2882
MFDU16
State ANSI19
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number183510
Unique ZIP Name
SSA State County Code16640
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMills

Iowa Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]