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51552 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 51552? There are over 108 occupied homes in the 51552 area. With a population size of 265, it's not uncommon for residence of Marne, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $719 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 51552 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Marne, IA Home Insurance Rate Quotes

51552 Home Insurance Average Premiums

Local 51552 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 51552 lowest rates with discounts applied on average.

For the 51552, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$469 /yr.
Average Coverage:$719 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1019 /yr.

What is the average home insurance cost for a home in 51552?

  • • The average homeowners insurance premium paid annually for a home in 51552 is around $719 per year.

What does it cost on average per month for home insurance in 51552?

  • • Homeowners in 51552 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 51552?

  • • Autoowners in 51552 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marne area, check out other zip codes nearby 51552.
Review average rates in another zip code:
51552 homeowners insurance rates

Home Replacement Cost Coverage in 51552

Average Building Cost Per Square Foot in 51552: $130

Location: Marne, Iowa (Cass County)

Average Square Footage in 51552: 1,369 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51552 before you start any project. Marne homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51552 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51552 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,369 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,369$178,000
Additional Upgrades & Added Features$1631,369$222,500
Major Home Updates or Advancements$1951,369$267,000

It's important to understand that when you estimate your replacement cost of your home in the 51552 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51552

Best Home & Auto Insurance Agencies in 51552

Housing Demographics for 51552

Population Review for 51552 Zip Code

For the city of Marne, the population within 51552 has increased to over 227 residents in population size. The current population total is 265. We have broken down the population based on race below. In 51552, there are over 138 in male population and 127 females.

PopulationValues
Total Population265
White Population249
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population2
Other Population0
Male Population138
Female Population127
Population Estimate227

Household Data for 51552

The average number of homes in 51552 is around 108, there are an average of 2.45 per household. The average house value according to local real estate values is around $178,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode108
Persons Per Household2.45
Average House Value$178,000
Income Per Household$56563
Median Age48.5
Median Age Male50.0
Median Age Female45.3
51552 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityMarne
City Alias NameMARNE
CountyCass
County FIPS029
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees21
Business First Quarter Payroll206
Business Annual Payroll991
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea8789.62|22756.75
Delivery Residential93
Delivery Business0
Delivery Total240
Preferred Last Line KeyW10955
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10955
Land Area30.187000
Water Area0.000000
City Alias Code
City Mixed CaseMarne
City Alias Mixed CaseMarne
Box Count27
SFDU93
MFDU0
State ANSI19
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185706
Unique ZIP Name
SSA State County Code16140
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseCass

Iowa Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]