Get multiple home insurance quotes in 51636. Our licensed 51636, IA agents are ready to serve you.

Compare 51636 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 51636 area? The average homeowners premium in Iowa for a standard homeowners policy is around $767/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 51636 zip code, the population size is around 356 with 161 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 51636.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Coin, IA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. IA RateDiscountsSavingsShop Rates
$998up to 40% off$399

51636 Home Insurance Average Premiums

Local 51636 homeowners insurance quotes comparison

$517 /yr.

Shows Zip Code: 51636 lowest rates with discounts applied on average.

For the 51636, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$517 /yr.
Average Coverage:$767 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1067 /yr.

What is the average home insurance cost for a home in 51636?

  • • The average homeowners insurance premium paid annually for a home in 51636 is around $767 per year.

What does it cost on average per month for home insurance in 51636?

  • • Homeowners in 51636 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 51636?

  • • Autoowners in 51636 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coin area, check out other zip codes nearby 51636.
Review average rates in another zip code:
51636 homeowners insurance rates

Home Replacement Cost Coverage in 51636

Average Building Cost Per Square Foot in 51636: $130

Location: Coin, Iowa (Page County)

Average Square Footage in 51636: 731 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51636 before you start any project. Coin homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51636 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51636 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 731 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130731$95,000
Additional Upgrades & Added Features$163731$118,750
Major Home Updates or Advancements$195731$142,500

It's important to understand that when you estimate your replacement cost of your home in the 51636 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51636

Best Home & Auto Insurance Agencies in 51636

Housing Demographics for 51636

Population Review for 51636 Zip Code

For the city of Coin, the population within 51636 has increased to over 260 residents in population size. The current population total is 356. We have broken down the population based on race below. In 51636, there are over 168 in male population and 188 females.

PopulationValues
Total Population356
White Population329
Black Population2
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population1
Other Population2
Male Population168
Female Population188
Population Estimate260

Household Data for 51636

The average number of homes in 51636 is around 161, there are an average of 2.21 per household. The average house value according to local real estate values is around $95,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode161
Persons Per Household2.21
Average House Value$95,000
Income Per Household$57344
Median Age50.4
Median Age Male48.8
Median Age Female51.0
51636 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityCoin
City Alias NameCOIN
CountyPage
County FIPS145
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees33
Business First Quarter Payroll358
Business Annual Payroll1510
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential118
Delivery Business1
Delivery Total300
Preferred Last Line KeyW10299
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10299
Land Area54.908000
Water Area0.000000
City Alias Code
City Mixed CaseCoin
City Alias Mixed CaseCoin
Box Count62
SFDU112
MFDU0
State ANSI19
County ANSI145
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number181827
Unique ZIP Name
SSA State County Code16720
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CasePage

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]