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Compare 51639 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Farragut just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 365 neighbors looking to save on their home insurance policy in the local 51639 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 51639. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Farragut, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Farragut, IA

51639 Home Insurance Average Premiums

Local 51639 homeowners insurance quotes comparison

$516 /yr.

Shows Zip Code: 51639 lowest rates with discounts applied on average.

For the 51639, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$516 /yr.
Average Coverage:$766 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1066 /yr.

What is the average home insurance cost for a home in 51639?

  • • The average homeowners insurance premium paid annually for a home in 51639 is around $766 per year.

What does it cost on average per month for home insurance in 51639?

  • • Homeowners in 51639 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 51639?

  • • Autoowners in 51639 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farragut area, check out other zip codes nearby 51639.
Review average rates in another zip code:
51639 homeowners insurance rates

Home Replacement Cost Coverage in 51639

Average Building Cost Per Square Foot in 51639: $130

Location: Farragut, Iowa (Fremont County)

Average Square Footage in 51639: 851 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51639 before you start any project. Farragut homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51639 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51639 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 851 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farragut area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130851$110,600
Additional Upgrades & Added Features$163851$138,250
Major Home Updates or Advancements$195851$165,900

It's important to understand that when you estimate your replacement cost of your home in the 51639 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51639

Best Home & Auto Insurance Agencies in 51639

Housing Demographics for 51639

Population Review for 51639 Zip Code

For the city of Farragut, the population within 51639 has increased to over 554 residents in population size. The current population total is 873. We have broken down the population based on race below. In 51639, there are over 470 in male population and 403 females.

PopulationValues
Total Population873
White Population834
Black Population4
Hispanic Population12
Asian Population3
Hawaiian Population0
Indian Population0
Other Population3
Male Population470
Female Population403
Population Estimate554

Household Data for 51639

The average number of homes in 51639 is around 365, there are an average of 2.39 per household. The average house value according to local real estate values is around $110,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode365
Persons Per Household2.39
Average House Value$110,600
Income Per Household$76071
Median Age44.7
Median Age Male44.6
Median Age Female45.1
51639 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityFarragut
City Alias NameFARRAGUT
CountyFremont
County FIPS071
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees83
Business First Quarter Payroll702
Business Annual Payroll3020
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential232
Delivery Business3
Delivery Total388
Preferred Last Line KeyW10520
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10520
Land Area68.301000
Water Area0.043000
City Alias Code
City Mixed CaseFarragut
City Alias Mixed CaseFarragut
Box Count144
SFDU213
MFDU0
State ANSI19
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number183078
Unique ZIP Name
SSA State County Code16350
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseFremont

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]