Get multiple home insurance quotes in 51650. Our licensed 51650, IA agents are ready to serve you.

Shop for Home Insurance in 51650 right now!

If you live in the 51650 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Riverton have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 51650 and then compare quotes from a variety of nationwide insurance companies.

51650 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 51650 the average premium for homeowners coverage is $746 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 51650. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 51650 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Riverton, IA home insurance quotes in your area.

51650 Home Insurance Average Premiums

Local 51650 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 51650 lowest rates with discounts applied on average.

For the 51650, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1046 /yr.

What is the average home insurance cost for a home in 51650?

  • • The average homeowners insurance premium paid annually for a home in 51650 is around $746 per year.

What does it cost on average per month for home insurance in 51650?

  • • Homeowners in 51650 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 51650?

  • • Autoowners in 51650 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverton area, check out other zip codes nearby 51650.
Review average rates in another zip code:
51650 homeowners insurance rates

Home Replacement Cost Coverage in 51650

Average Building Cost Per Square Foot in 51650: $130

Location: Riverton, Iowa (Fremont County)

Average Square Footage in 51650: 302 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51650 before you start any project. Riverton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51650 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51650 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 302 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130302$39,200
Additional Upgrades & Added Features$163302$49,000
Major Home Updates or Advancements$195302$58,800

It's important to understand that when you estimate your replacement cost of your home in the 51650 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51650

Best Home & Auto Insurance Agencies in 51650

Housing Demographics for 51650

Population Review for 51650 Zip Code

For the city of Riverton, the population within 51650 has increased to over 78 residents in population size. The current population total is 322. We have broken down the population based on race below. In 51650, there are over 165 in male population and 157 females.

PopulationValues
Total Population322
White Population311
Black Population0
Hispanic Population6
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population165
Female Population157
Population Estimate78

Household Data for 51650

The average number of homes in 51650 is around 151, there are an average of 2.13 per household. The average house value according to local real estate values is around $39,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode151
Persons Per Household2.13
Average House Value$39,200
Income Per Household$49063
Median Age50.8
Median Age Male50.5
Median Age Female51.3
51650 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityRiverton
City Alias NameRIVERTON
CountyFremont
County FIPS071
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees37
Business First Quarter Payroll346
Business Annual Payroll1603
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential37
Delivery Business0
Delivery Total155
Preferred Last Line KeyW11317
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11317
Land Area31.339000
Water Area1.124000
City Alias Code
City Mixed CaseRiverton
City Alias Mixed CaseRiverton
Box Count113
SFDU37
MFDU0
State ANSI19
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187740
Unique ZIP Name
SSA State County Code16350
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseFremont

Iowa Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]