52046 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 52046? There are over 890 occupied homes in the 52046 area. With a population size of 2,391, it's not uncommon for residence of Farley, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $782 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 52046 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Farley, IA Home Insurance Rate Quotes

52046 Home Insurance Average Premiums

Local 52046 homeowners insurance quotes comparison

$532 /yr.

Shows Zip Code: 52046 lowest rates with discounts applied on average.

For the 52046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$532 /yr.
Average Coverage:	$782 /yr.
2600 sq. ft. or higher (all discounts applied)	$1082 /yr.

What is the average home insurance cost for a home in 52046?

• The average homeowners insurance premium paid annually for a home in 52046 is around $782 per year.

What does it cost on average per month for home insurance in 52046?

• Homeowners in 52046 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 52046?

• Autoowners in 52046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farley area, check out other zip codes nearby 52046.
Review average rates in another zip code:
52046 homeowners insurance rates

Home Replacement Cost Coverage in 52046

Average Building Cost Per Square Foot in 52046: $130

Location: Farley, Iowa (Dubuque County)

Average Square Footage in 52046: 1,738 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52046 before you start any project. Farley homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,738 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$130	1,738	$225,900
Additional Upgrades & Added Features	$163	1,738	$282,375
Major Home Updates or Advancements	$195	1,738	$338,850

Calculate Your Dwelling Coverage in 52046

It's important to understand that when you estimate your replacement cost of your home in the 52046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 52046

State Farm Insurance

Address: 113 South Main Farley, IA 52046
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 52046

Population Review for 52046 Zip Code

For the city of Farley, the population within 52046 has increased to over 2,176 residents in population size. The current population total is 2,391. We have broken down the population based on race below. In 52046, there are over 1244 in male population and 1147 females.

Population	Values
Total Population	2,391
White Population	2308
Black Population	4
Hispanic Population	79
Asian Population	4
Hawaiian Population	0
Indian Population	0
Other Population	45
Male Population	1244
Female Population	1147
Population Estimate	2176

Household Data for 52046

The average number of homes in 52046 is around 890, there are an average of 2.69 per household. The average house value according to local real estate values is around $225,900. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	890
Persons Per Household	2.69
Average House Value	$225,900
Income Per Household	$81597
Median Age	35.5
Median Age Male	35.5
Median Age Female	35.5

52046 Details	Values
State	IA
State Full Name	Iowa
City Type	P
City Alias Abbreviation
Area Code	563
City	Farley
City Alias Name	FARLEY
County	Dubuque
County FIPS	061
State FIPS	19
Time Zone	6
Day Light Saving	Y
MSA	2200
PMSA
CSA
CBSA	20220
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Dubuque, IA
MSA_Name	Dubuque, IA MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	57
Number Of Employees	884
Business First Quarter Payroll	10320
Business Annual Payroll	50191
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	93653
CBSA Division Population	0
Congressional District	02
Congressional LandArea	12261.92
Delivery Residential	809
Delivery Business	12
Delivery Total	1106
Preferred Last Line Key	W10515
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	W10515
Land Area	48.304000
Water Area	0.000000
City Alias Code
City Mixed Case	Farley
City Alias Mixed Case	Farley
Box Count	99
SFDU	544
MFDU	26
State ANSI	19
County ANSI	061
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	N
Carrier Route Rate Sortation	C
Finance Number	183033
Unique ZIP Name
SSA State County Code	16300
Medicare CBSA Code	20220
Medicare CBSA Name	Dubuque, IA
Medicare CBSA Type	Metro
Market Rating Area ID	6
County Mixed Case	Dubuque

Iowa Homeowners Insurance News & Information

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Home Insurance Quotes in 52046!