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Compare 52047 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Farmersburg just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 226 neighbors looking to save on their home insurance policy in the local 52047 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 52047. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Farmersburg, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Farmersburg, IA

52047 Home Insurance Average Premiums

Local 52047 homeowners insurance quotes comparison

$527 /yr.

Shows Zip Code: 52047 lowest rates with discounts applied on average.

For the 52047, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$527 /yr.
Average Coverage:$777 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1077 /yr.

What is the average home insurance cost for a home in 52047?

  • • The average homeowners insurance premium paid annually for a home in 52047 is around $777 per year.

What does it cost on average per month for home insurance in 52047?

  • • Homeowners in 52047 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 52047?

  • • Autoowners in 52047 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farmersburg area, check out other zip codes nearby 52047.
Review average rates in another zip code:
52047 homeowners insurance rates

Home Replacement Cost Coverage in 52047

Average Building Cost Per Square Foot in 52047: $130

Location: Farmersburg, Iowa (Clayton County)

Average Square Footage in 52047: 797 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52047 before you start any project. Farmersburg homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52047 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52047 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 797 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farmersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130797$103,600
Additional Upgrades & Added Features$163797$129,500
Major Home Updates or Advancements$195797$155,400

It's important to understand that when you estimate your replacement cost of your home in the 52047 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52047

Best Home & Auto Insurance Agencies in 52047

Housing Demographics for 52047

Population Review for 52047 Zip Code

For the city of Farmersburg, the population within 52047 has increased to over 408 residents in population size. The current population total is 570. We have broken down the population based on race below. In 52047, there are over 292 in male population and 278 females.

PopulationValues
Total Population570
White Population542
Black Population2
Hispanic Population13
Asian Population2
Hawaiian Population0
Indian Population1
Other Population0
Male Population292
Female Population278
Population Estimate408

Household Data for 52047

The average number of homes in 52047 is around 226, there are an average of 2.52 per household. The average house value according to local real estate values is around $103,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode226
Persons Per Household2.52
Average House Value$103,600
Income Per Household$52857
Median Age42.0
Median Age Male42.5
Median Age Female41.0
52047 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityFarmersburg
City Alias NameFARMERSBURG
CountyClayton
County FIPS043
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees11
Business First Quarter Payroll39
Business Annual Payroll252
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential162
Delivery Business2
Delivery Total483
Preferred Last Line KeyW10517
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10517
Land Area37.965000
Water Area0.009000
City Alias Code
City Mixed CaseFarmersburg
City Alias Mixed CaseFarmersburg
Box Count76
SFDU162
MFDU0
State ANSI19
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number183051
Unique ZIP Name
SSA State County Code16210
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClayton

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