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52207 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 52207? There are over 157 occupied homes in the 52207 area. With a population size of 343, it's not uncommon for residence of Baldwin, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $766 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 52207 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Baldwin, IA Home Insurance Rate Quotes

52207 Home Insurance Average Premiums

Local 52207 homeowners insurance quotes comparison

$516 /yr.

Shows Zip Code: 52207 lowest rates with discounts applied on average.

For the 52207, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$516 /yr.
Average Coverage:$766 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1066 /yr.

What is the average home insurance cost for a home in 52207?

  • • The average homeowners insurance premium paid annually for a home in 52207 is around $766 per year.

What does it cost on average per month for home insurance in 52207?

  • • Homeowners in 52207 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 52207?

  • • Autoowners in 52207 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baldwin area, check out other zip codes nearby 52207.
Review average rates in another zip code:
52207 homeowners insurance rates

Home Replacement Cost Coverage in 52207

Average Building Cost Per Square Foot in 52207: $130

Location: Baldwin, Iowa (Jackson County)

Average Square Footage in 52207: 568 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52207 before you start any project. Baldwin homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52207 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52207 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 568 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baldwin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130568$73,800
Additional Upgrades & Added Features$163568$92,250
Major Home Updates or Advancements$195568$110,700

It's important to understand that when you estimate your replacement cost of your home in the 52207 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52207

Best Home & Auto Insurance Agencies in 52207

Housing Demographics for 52207

Population Review for 52207 Zip Code

For the city of Baldwin, the population within 52207 has increased to over 281 residents in population size. The current population total is 343. We have broken down the population based on race below. In 52207, there are over 177 in male population and 166 females.

PopulationValues
Total Population343
White Population326
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population3
Male Population177
Female Population166
Population Estimate281

Household Data for 52207

The average number of homes in 52207 is around 157, there are an average of 2.18 per household. The average house value according to local real estate values is around $73,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode157
Persons Per Household2.18
Average House Value$73,800
Income Per Household$43125
Median Age49.8
Median Age Male51.8
Median Age Female46.0
52207 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityBaldwin
City Alias NameBALDWIN
CountyJackson
County FIPS097
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees13
Business First Quarter Payroll134
Business Annual Payroll975
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential129
Delivery Business2
Delivery Total433
Preferred Last Line KeyW10084
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10084
Land Area36.577000
Water Area0.000000
City Alias Code
City Mixed CaseBaldwin
City Alias Mixed CaseBaldwin
Box Count43
SFDU129
MFDU0
State ANSI19
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180612
Unique ZIP Name
SSA State County Code16480
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseJackson

Iowa Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]