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Compare 52208 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Belle Plaine just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,307 neighbors looking to save on their home insurance policy in the local 52208 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 52208. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Belle Plaine, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Belle Plaine, IA

52208 Home Insurance Average Premiums

Local 52208 homeowners insurance quotes comparison

$472 /yr.

Shows Zip Code: 52208 lowest rates with discounts applied on average.

For the 52208, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$472 /yr.
Average Coverage:$722 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1022 /yr.

What is the average home insurance cost for a home in 52208?

  • • The average homeowners insurance premium paid annually for a home in 52208 is around $722 per year.

What does it cost on average per month for home insurance in 52208?

  • • Homeowners in 52208 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 52208?

  • • Autoowners in 52208 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belle Plaine area, check out other zip codes nearby 52208.
Review average rates in another zip code:
52208 homeowners insurance rates

Home Replacement Cost Coverage in 52208

Average Building Cost Per Square Foot in 52208: $130

Location: Belle Plaine, Iowa (Benton County)

Average Square Footage in 52208: 741 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52208 before you start any project. Belle Plaine homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52208 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52208 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 741 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belle Plaine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130741$96,300
Additional Upgrades & Added Features$163741$120,375
Major Home Updates or Advancements$195741$144,450

It's important to understand that when you estimate your replacement cost of your home in the 52208 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52208

Best Home & Auto Insurance Agencies in 52208

Housing Demographics for 52208

Population Review for 52208 Zip Code

For the city of Belle Plaine, the population within 52208 has increased to over 3,032 residents in population size. The current population total is 2,951. We have broken down the population based on race below. In 52208, there are over 1501 in male population and 1450 females.

PopulationValues
Total Population2,951
White Population2790
Black Population13
Hispanic Population50
Asian Population17
Hawaiian Population0
Indian Population2
Other Population14
Male Population1501
Female Population1450
Population Estimate3032

Household Data for 52208

The average number of homes in 52208 is around 1,307, there are an average of 2.24 per household. The average house value according to local real estate values is around $96,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,307
Persons Per Household2.24
Average House Value$96,300
Income Per Household$61563
Median Age45.2
Median Age Male42.8
Median Age Female47.5
52208 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityBelle Plaine
City Alias NameBELLE PLAINE
CountyBenton
County FIPS011
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses79
Number Of Employees573
Business First Quarter Payroll6252
Business Annual Payroll23948
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District01|02
Congressional LandArea12048.84|12261.92
Delivery Residential1354
Delivery Business96
Delivery Total1499
Preferred Last Line KeyW10112
Classification Code
Multi-CountyY
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW10112
Land Area60.721000
Water Area0.099000
City Alias Code
City Mixed CaseBelle Plaine
City Alias Mixed CaseBelle Plaine
Box Count27
SFDU1287
MFDU18
State ANSI19
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number180765
Unique ZIP Name
SSA State County Code16050
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBenton

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]