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52253 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 52253 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Lisbon, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 52253.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 52253 and start shopping.

Quickly and Easily Compare Average Rates for 52253

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lisbon, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 52253

Homeowners in Lisbon are paying roughly $747 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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52253 Home Insurance Average Premiums

Local 52253 homeowners insurance quotes comparison

$497 /yr.

Shows Zip Code: 52253 lowest rates with discounts applied on average.

For the 52253, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$497 /yr.
Average Coverage:$747 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1047 /yr.

What is the average home insurance cost for a home in 52253?

  • • The average homeowners insurance premium paid annually for a home in 52253 is around $747 per year.

What does it cost on average per month for home insurance in 52253?

  • • Homeowners in 52253 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52253?

  • • Autoowners in 52253 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lisbon area, check out other zip codes nearby 52253.
Review average rates in another zip code:
52253 homeowners insurance rates

Home Replacement Cost Coverage in 52253

Average Building Cost Per Square Foot in 52253: $130

Location: Lisbon, Iowa (Linn County)

Average Square Footage in 52253: 1,422 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52253 before you start any project. Lisbon homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52253 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52253 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,422 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lisbon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,422$184,900
Additional Upgrades & Added Features$1631,422$231,125
Major Home Updates or Advancements$1951,422$277,350

It's important to understand that when you estimate your replacement cost of your home in the 52253 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52253

Best Home & Auto Insurance Agencies in 52253

Housing Demographics for 52253

Population Review for 52253 Zip Code

For the city of Lisbon, the population within 52253 has increased to over 2,963 residents in population size. The current population total is 3,356. We have broken down the population based on race below. In 52253, there are over 1662 in male population and 1694 females.

PopulationValues
Total Population3,356
White Population3208
Black Population26
Hispanic Population56
Asian Population8
Hawaiian Population0
Indian Population3
Other Population19
Male Population1662
Female Population1694
Population Estimate2963

Household Data for 52253

The average number of homes in 52253 is around 1,291, there are an average of 2.55 per household. The average house value according to local real estate values is around $184,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,291
Persons Per Household2.55
Average House Value$184,900
Income Per Household$81500
Median Age40.3
Median Age Male38.6
Median Age Female42.1
52253 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityLisbon
City Alias NameLISBON
CountyLinn
County FIPS113
State FIPS19
Time Zone6
Day Light SavingY
MSA1360
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_NameCedar Rapids, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees425
Business First Quarter Payroll3637
Business Annual Payroll17971
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District01|02
Congressional LandArea12048.84|12261.92
Delivery Residential1162
Delivery Business29
Delivery Total1429
Preferred Last Line KeyW10882
Classification Code
Multi-CountyY
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW10882
Land Area47.077000
Water Area0.035000
City Alias Code
City Mixed CaseLisbon
City Alias Mixed CaseLisbon
Box Count198
SFDU1028
MFDU0
State ANSI19
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number185193
Unique ZIP Name
SSA State County Code16560
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLinn

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]