Get multiple home insurance quotes in 52315. Our licensed 52315, IA agents are ready to serve you.

Homeowners Insurance in 52315

For homeowners living in 52315, you want more affordable home insurance rates in Newhall, right? Our rates are very competitive for homeowners living in the great city of Newhall, IA. Many homeowners living in the 52315 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 52315 should appear in the zip code field ready to go. Comparing Newhall, IA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

52315 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Newhall pay around $790 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Iowa home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 52315 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Newhall homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Iowa home insurance premium today!

Get 52315 Homeowners Insurance Rates Now!

52315 Home Insurance Average Premiums

Local 52315 homeowners insurance quotes comparison

$540 /yr.

Shows Zip Code: 52315 lowest rates with discounts applied on average.

For the 52315, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$540 /yr.
Average Coverage:$790 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1090 /yr.

What is the average home insurance cost for a home in 52315?

  • • The average homeowners insurance premium paid annually for a home in 52315 is around $790 per year.

What does it cost on average per month for home insurance in 52315?

  • • Homeowners in 52315 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 52315?

  • • Autoowners in 52315 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newhall area, check out other zip codes nearby 52315.
Review average rates in another zip code:
52315 homeowners insurance rates

Home Replacement Cost Coverage in 52315

Average Building Cost Per Square Foot in 52315: $130

Location: Newhall, Iowa (Benton County)

Average Square Footage in 52315: 1,171 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52315 before you start any project. Newhall homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52315 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52315 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,171 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newhall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,171$152,200
Additional Upgrades & Added Features$1631,171$190,250
Major Home Updates or Advancements$1951,171$228,300

It's important to understand that when you estimate your replacement cost of your home in the 52315 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52315

Best Home & Auto Insurance Agencies in 52315

Housing Demographics for 52315

Population Review for 52315 Zip Code

For the city of Newhall, the population within 52315 has increased to over 776 residents in population size. The current population total is 1,171. We have broken down the population based on race below. In 52315, there are over 567 in male population and 604 females.

PopulationValues
Total Population1,171
White Population1107
Black Population4
Hispanic Population17
Asian Population3
Hawaiian Population1
Indian Population1
Other Population2
Male Population567
Female Population604
Population Estimate776

Household Data for 52315

The average number of homes in 52315 is around 496, there are an average of 2.36 per household. The average house value according to local real estate values is around $152,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode496
Persons Per Household2.36
Average House Value$152,200
Income Per Household$68036
Median Age39.8
Median Age Male38.6
Median Age Female41.6
52315 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityNewhall
City Alias NameNEWHALL
CountyBenton
County FIPS011
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees159
Business First Quarter Payroll1287
Business Annual Payroll5846
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential329
Delivery Business4
Delivery Total753
Preferred Last Line KeyW11109
Classification Code
Multi-County
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW11109
Land Area28.584000
Water Area0.000000
City Alias Code
City Mixed CaseNewhall
City Alias Mixed CaseNewhall
Box Count178
SFDU301
MFDU28
State ANSI19
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number186462
Unique ZIP Name
SSA State County Code16050
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBenton

Iowa Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]