Get multiple home insurance quotes in 52326. Our licensed 52326, IA agents are ready to serve you.

52326 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 52326 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Quasqueton, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 52326 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Quasqueton homeowners insurance rates, coverage options or home insurance types, please select Quasqueton, IA Home Insurance Rates Online!

52326 Home Insurance Average Premiums

Local 52326 homeowners insurance quotes comparison

$527 /yr.

Shows Zip Code: 52326 lowest rates with discounts applied on average.

For the 52326, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$527 /yr.
Average Coverage:$777 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1077 /yr.

What is the average home insurance cost for a home in 52326?

  • • The average homeowners insurance premium paid annually for a home in 52326 is around $777 per year.

What does it cost on average per month for home insurance in 52326?

  • • Homeowners in 52326 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 52326?

  • • Autoowners in 52326 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Quasqueton area, check out other zip codes nearby 52326.
Review average rates in another zip code:
52326 homeowners insurance rates

Home Replacement Cost Coverage in 52326

Average Building Cost Per Square Foot in 52326: $130

Location: Quasqueton, Iowa (Buchanan County)

Average Square Footage in 52326: 863 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52326 before you start any project. Quasqueton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52326 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52326 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 863 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Quasqueton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130863$112,200
Additional Upgrades & Added Features$163863$140,250
Major Home Updates or Advancements$195863$168,300

It's important to understand that when you estimate your replacement cost of your home in the 52326 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52326

Best Home & Auto Insurance Agencies in 52326

Housing Demographics for 52326

Population Review for 52326 Zip Code

For the city of Quasqueton, the population within 52326 has increased to over 433 residents in population size. The current population total is 565. We have broken down the population based on race below. In 52326, there are over 281 in male population and 284 females.

PopulationValues
Total Population565
White Population545
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population281
Female Population284
Population Estimate433

Household Data for 52326

The average number of homes in 52326 is around 237, there are an average of 2.38 per household. The average house value according to local real estate values is around $112,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode237
Persons Per Household2.38
Average House Value$112,200
Income Per Household$66083
Median Age44.3
Median Age Male39.1
Median Age Female45.0
52326 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityQuasqueton
City Alias NameQUASQUETON
CountyBuchanan
County FIPS019
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees40
Business First Quarter Payroll147
Business Annual Payroll759
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential182
Delivery Business3
Delivery Total313
Preferred Last Line KeyW11278
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11278
Land Area0.992000
Water Area0.031000
City Alias Code
City Mixed CaseQuasqueton
City Alias Mixed CaseQuasqueton
Box Count74
SFDU155
MFDU0
State ANSI19
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187461
Unique ZIP Name
SSA State County Code16090
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBuchanan

Iowa Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]