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Home Insurance Rates in 52347

For homeowners shopping online in 52347, our insurance rates are very competitive for homeowners living in Victor, IA. Many homeowners based out of the great city of Victor have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 52347, simply click the "Get Multiple Quotes Now" button. Your 52347 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Victor, IA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

52347 Home Insurance Rating is: Medium!

If you live in 52347, you can easily save up to 40% off the average home insurance premium of $718 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Victor can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 52347 today!

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52347 Home Insurance Average Premiums

Local 52347 homeowners insurance quotes comparison

$468 /yr.

Shows Zip Code: 52347 lowest rates with discounts applied on average.

For the 52347, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$468 /yr.
Average Coverage:$718 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1018 /yr.

What is the average home insurance cost for a home in 52347?

  • • The average homeowners insurance premium paid annually for a home in 52347 is around $718 per year.

What does it cost on average per month for home insurance in 52347?

  • • Homeowners in 52347 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 52347?

  • • Autoowners in 52347 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Victor area, check out other zip codes nearby 52347.
Review average rates in another zip code:
52347 homeowners insurance rates

Home Replacement Cost Coverage in 52347

Average Building Cost Per Square Foot in 52347: $130

Location: Victor, Iowa (Iowa County)

Average Square Footage in 52347: 870 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52347 before you start any project. Victor homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52347 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52347 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 870 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Victor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130870$113,100
Additional Upgrades & Added Features$163870$141,375
Major Home Updates or Advancements$195870$169,650

It's important to understand that when you estimate your replacement cost of your home in the 52347 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52347

Best Home & Auto Insurance Agencies in 52347

Housing Demographics for 52347

Population Review for 52347 Zip Code

For the city of Victor, the population within 52347 has increased to over 821 residents in population size. The current population total is 1,392. We have broken down the population based on race below. In 52347, there are over 710 in male population and 682 females.

PopulationValues
Total Population1,392
White Population1331
Black Population11
Hispanic Population23
Asian Population2
Hawaiian Population0
Indian Population4
Other Population9
Male Population710
Female Population682
Population Estimate821

Household Data for 52347

The average number of homes in 52347 is around 595, there are an average of 2.34 per household. The average house value according to local real estate values is around $113,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode595
Persons Per Household2.34
Average House Value$113,100
Income Per Household$67554
Median Age43.9
Median Age Male43.0
Median Age Female44.8
52347 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityVictor
City Alias NameVICTOR
CountyIowa
County FIPS095
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees423
Business First Quarter Payroll6724
Business Annual Payroll33338
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea12048.84|12261.92
Delivery Residential351
Delivery Business8
Delivery Total662
Preferred Last Line KeyW11659
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11659
Land Area63.783000
Water Area0.000000
City Alias Code
City Mixed CaseVictor
City Alias Mixed CaseVictor
Box Count253
SFDU337
MFDU14
State ANSI19
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number189162
Unique ZIP Name
SSA State County Code16470
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseIowa

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]