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Homeowners Insurance in 52349

For homeowners living in 52349, you want more affordable home insurance rates in Vinton, right? Our rates are very competitive for homeowners living in the great city of Vinton, IA. Many homeowners living in the 52349 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 52349 should appear in the zip code field ready to go. Comparing Vinton, IA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

52349 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Vinton pay around $761 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Iowa home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 52349 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Vinton homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Iowa home insurance premium today!

Get 52349 Homeowners Insurance Rates Now!

52349 Home Insurance Average Premiums

Local 52349 homeowners insurance quotes comparison

$511 /yr.

Shows Zip Code: 52349 lowest rates with discounts applied on average.

For the 52349, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$511 /yr.
Average Coverage:$761 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1061 /yr.

What is the average home insurance cost for a home in 52349?

  • • The average homeowners insurance premium paid annually for a home in 52349 is around $761 per year.

What does it cost on average per month for home insurance in 52349?

  • • Homeowners in 52349 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 52349?

  • • Autoowners in 52349 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vinton area, check out other zip codes nearby 52349.
Review average rates in another zip code:
52349 homeowners insurance rates

Home Replacement Cost Coverage in 52349

Average Building Cost Per Square Foot in 52349: $130

Location: Vinton, Iowa (Benton County)

Average Square Footage in 52349: 1,268 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52349 before you start any project. Vinton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52349 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52349 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,268 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vinton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,268$164,800
Additional Upgrades & Added Features$1631,268$206,000
Major Home Updates or Advancements$1951,268$247,200

It's important to understand that when you estimate your replacement cost of your home in the 52349 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52349

Allstate Insurance - David Redlinger

Address: 315 A Ave Vinton, IA 52349
Phone: (319)472-9999
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=13837

Eden Mutual Insurance Association

Address: 301 Highway 218 North Vinton, IA 52349
Phone: (319)472-2381
Website:

Van Eschen Strong Insurance

Address: 301 Highway 218 Vinton, IA 52349
Phone: (319)472-2381
Website:

Strong Bill Insurance

Address: Highway 218 North Vinton, IA 52349
Phone: (319)472-2381
Website:

Best Home & Auto Insurance Agencies in 52349

Westergard- Stanley J - State Farm Insurance Agent

Address: 417 C Ave Vinton, IA 52349
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - David Redlinger

Address: 315 A Ave Vinton, IA 52349
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=13837
Info:

Housing Demographics for 52349

Population Review for 52349 Zip Code

For the city of Vinton, the population within 52349 has increased to over 7,482 residents in population size. The current population total is 7,405. We have broken down the population based on race below. In 52349, there are over 3595 in male population and 3810 females.

PopulationValues
Total Population7,405
White Population7045
Black Population43
Hispanic Population114
Asian Population24
Hawaiian Population0
Indian Population16
Other Population48
Male Population3595
Female Population3810
Population Estimate7482

Household Data for 52349

The average number of homes in 52349 is around 3,058, there are an average of 2.35 per household. The average house value according to local real estate values is around $164,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,058
Persons Per Household2.35
Average House Value$164,800
Income Per Household$61745
Median Age43.9
Median Age Male41.4
Median Age Female46.2
52349 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityVinton
City Alias NameVINTON
CountyBenton
County FIPS011
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses186
Number Of Employees1720
Business First Quarter Payroll13737
Business Annual Payroll60709
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential3184
Delivery Business268
Delivery Total3552
Preferred Last Line KeyW11664
Classification Code
Multi-County
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW11664
Land Area149.607000
Water Area1.226000
City Alias Code
City Mixed CaseVinton
City Alias Mixed CaseVinton
Box Count48
SFDU2863
MFDU227
State ANSI19
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number189207
Unique ZIP Name
SSA State County Code16050
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBenton

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