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52358 Home Insurance Rates & Premiums

Did you know there are over 3,839 people living within the 52358 zip code area? There are over 1,561 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 52358.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Iowa are on the rise. The estimated average premium is around $797 a year for a standard homeowners insurance policy in West Branch. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: West Branch, IA Homeowners Insurance Quotes Online

52358 Home Insurance Average Premiums

Local 52358 homeowners insurance quotes comparison

$547 /yr.

Shows Zip Code: 52358 lowest rates with discounts applied on average.

For the 52358, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$547 /yr.
Average Coverage:$797 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1097 /yr.

What is the average home insurance cost for a home in 52358?

  • • The average homeowners insurance premium paid annually for a home in 52358 is around $797 per year.

What does it cost on average per month for home insurance in 52358?

  • • Homeowners in 52358 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 52358?

  • • Autoowners in 52358 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Branch area, check out other zip codes nearby 52358.
Review average rates in another zip code:
52358 homeowners insurance rates

Home Replacement Cost Coverage in 52358

Average Building Cost Per Square Foot in 52358: $130

Location: West Branch, Iowa (Cedar County)

Average Square Footage in 52358: 1,518 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52358 before you start any project. West Branch homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52358 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52358 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,518 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Branch area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,518$197,300
Additional Upgrades & Added Features$1631,518$246,625
Major Home Updates or Advancements$1951,518$295,950

It's important to understand that when you estimate your replacement cost of your home in the 52358 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52358

Best Home & Auto Insurance Agencies in 52358

Housing Demographics for 52358

Population Review for 52358 Zip Code

For the city of West Branch, the population within 52358 has increased to over 4,017 residents in population size. The current population total is 3,839. We have broken down the population based on race below. In 52358, there are over 1903 in male population and 1936 females.

PopulationValues
Total Population3,839
White Population3538
Black Population19
Hispanic Population172
Asian Population18
Hawaiian Population1
Indian Population4
Other Population63
Male Population1903
Female Population1936
Population Estimate4017

Household Data for 52358

The average number of homes in 52358 is around 1,561, there are an average of 2.41 per household. The average house value according to local real estate values is around $197,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,561
Persons Per Household2.41
Average House Value$197,300
Income Per Household$70268
Median Age42.9
Median Age Male41.7
Median Age Female44.3
52358 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319/563
CityWest Branch
City Alias NameWEST BRANCH
CountyCedar
County FIPS031
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses88
Number Of Employees1199
Business First Quarter Payroll11202
Business Annual Payroll49306
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential1667
Delivery Business27
Delivery Total1980
Preferred Last Line KeyW11719
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11719
Land Area78.696000
Water Area0.023000
City Alias Code
City Mixed CaseWest Branch
City Alias Mixed CaseWest Branch
Box Count164
SFDU1135
MFDU42
State ANSI19
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number189540
Unique ZIP Name
SSA State County Code16150
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseCedar

Iowa Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]