Get multiple home insurance quotes in 52362. Our licensed 52362, IA agents are ready to serve you.

52362 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 52362 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Wyoming, IA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 52362 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Iowa, like average Wyoming homeowners insurance rates, coverage options or home insurance types, please select Wyoming, IA Home Insurance Rates Online!

52362 Home Insurance Average Premiums

Local 52362 homeowners insurance quotes comparison

$495 /yr.

Shows Zip Code: 52362 lowest rates with discounts applied on average.

For the 52362, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$495 /yr.
Average Coverage:$745 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1045 /yr.

What is the average home insurance cost for a home in 52362?

  • • The average homeowners insurance premium paid annually for a home in 52362 is around $745 per year.

What does it cost on average per month for home insurance in 52362?

  • • Homeowners in 52362 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52362?

  • • Autoowners in 52362 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wyoming area, check out other zip codes nearby 52362.
Review average rates in another zip code:
52362 homeowners insurance rates

Home Replacement Cost Coverage in 52362

Average Building Cost Per Square Foot in 52362: $130

Location: Wyoming, Iowa (Jones County)

Average Square Footage in 52362: 765 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52362 before you start any project. Wyoming homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52362 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52362 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 765 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wyoming area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130765$99,400
Additional Upgrades & Added Features$163765$124,250
Major Home Updates or Advancements$195765$149,100

It's important to understand that when you estimate your replacement cost of your home in the 52362 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52362

Best Home & Auto Insurance Agencies in 52362

Housing Demographics for 52362

Population Review for 52362 Zip Code

For the city of Wyoming, the population within 52362 has increased to over 662 residents in population size. The current population total is 920. We have broken down the population based on race below. In 52362, there are over 474 in male population and 446 females.

PopulationValues
Total Population920
White Population883
Black Population5
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population7
Other Population2
Male Population474
Female Population446
Population Estimate662

Household Data for 52362

The average number of homes in 52362 is around 412, there are an average of 2.23 per household. The average house value according to local real estate values is around $99,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode412
Persons Per Household2.23
Average House Value$99,400
Income Per Household$58929
Median Age44.6
Median Age Male42.8
Median Age Female46.8
52362 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityWyoming
City Alias NameWYOMING
CountyJones
County FIPS105
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees162
Business First Quarter Payroll1245
Business Annual Payroll5695
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential297
Delivery Business8
Delivery Total691
Preferred Last Line KeyW11781
Classification Code
Multi-County
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW11781
Land Area53.308000
Water Area0.010000
City Alias Code
City Mixed CaseWyoming
City Alias Mixed CaseWyoming
Box Count144
SFDU284
MFDU8
State ANSI19
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number189864
Unique ZIP Name
SSA State County Code16520
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseJones

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]