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If you live in the 52411 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Cedar Rapids have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 52411 and then compare quotes from a variety of nationwide insurance companies.

52411 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 52411 the average premium for homeowners coverage is $809 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 52411. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

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We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Cedar Rapids, IA home insurance quotes in your area.

52411 Home Insurance Average Premiums

Local 52411 homeowners insurance quotes comparison

$559 /yr.

Shows Zip Code: 52411 lowest rates with discounts applied on average.

For the 52411, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$559 /yr.
Average Coverage:$809 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1109 /yr.

What is the average home insurance cost for a home in 52411?

  • • The average homeowners insurance premium paid annually for a home in 52411 is around $809 per year.

What does it cost on average per month for home insurance in 52411?

  • • Homeowners in 52411 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 52411?

  • • Autoowners in 52411 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cedar Rapids area, check out other zip codes nearby 52411.
Review average rates in another zip code:
52411 homeowners insurance rates
52401 homeowners insurance rates
52404 homeowners insurance rates
52405 homeowners insurance rates
52402 homeowners insurance rates
52403 homeowners insurance rates

Home Replacement Cost Coverage in 52411

Average Building Cost Per Square Foot in 52411: $130

Location: Cedar Rapids, Iowa (Linn County)

Average Square Footage in 52411: 2,698 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52411 before you start any project. Cedar Rapids homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52411 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52411 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,698 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cedar Rapids area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1302,698$350,700
Additional Upgrades & Added Features$1632,698$438,375
Major Home Updates or Advancements$1952,698$526,050

It's important to understand that when you estimate your replacement cost of your home in the 52411 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52411

Best Home & Auto Insurance Agencies in 52411

Housing Demographics for 52411

Population Review for 52411 Zip Code

For the city of Cedar Rapids, the population within 52411 has increased to over 8,429 residents in population size. The current population total is 7,954. We have broken down the population based on race below. In 52411, there are over 4033 in male population and 3921 females.

PopulationValues
Total Population7,954
White Population7355
Black Population79
Hispanic Population129
Asian Population190
Hawaiian Population5
Indian Population10
Other Population22
Male Population4033
Female Population3921
Population Estimate8429

Household Data for 52411

The average number of homes in 52411 is around 2,804, there are an average of 2.84 per household. The average house value according to local real estate values is around $350,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,804
Persons Per Household2.84
Average House Value$350,700
Income Per Household$149612
Median Age44.7
Median Age Male44.5
Median Age Female44.9
52411 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityCedar Rapids
City Alias NameCEDAR RAPIDS
CountyLinn
County FIPS113
State FIPS19
Time Zone6
Day Light SavingY
MSA1360
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_NameCedar Rapids, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses157
Number Of Employees2680
Business First Quarter Payroll27169
Business Annual Payroll122368
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential2968
Delivery Business76
Delivery Total3023
Preferred Last Line KeyW10240
Classification Code
Multi-County
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW10240
Land Area16.392000
Water Area0.978000
City Alias Code
City Mixed CaseCedar Rapids
City Alias Mixed CaseCedar Rapids
Box Count0
SFDU2619
MFDU0
State ANSI19
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number181503
Unique ZIP Name
SSA State County Code16560
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLinn

Iowa Homeowners Insurance News & Information

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