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52601 Homeowners Insurance Quotes & Rates

Burlington residents living within the 12,328 homes available in the zip code of 52601 are shopping online to compare cheaper and more affordable Burlington, IA home insurance rates. In the great city of Burlington, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Iowa is around $725 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 52601 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 52601 home insurance rates today! Please give us a call now at 1-913-276-4017. For Burlington, IA Homeowners Insurance Quotes, Click to easily get started!

52601 Home Insurance Average Premiums

Local 52601 homeowners insurance quotes comparison

$475 /yr.

Shows Zip Code: 52601 lowest rates with discounts applied on average.

For the 52601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$475 /yr.
Average Coverage:$725 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1025 /yr.

What is the average home insurance cost for a home in 52601?

  • • The average homeowners insurance premium paid annually for a home in 52601 is around $725 per year.

What does it cost on average per month for home insurance in 52601?

  • • Homeowners in 52601 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 52601?

  • • Autoowners in 52601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burlington area, check out other zip codes nearby 52601.
Review average rates in another zip code:
52601 homeowners insurance rates

Home Replacement Cost Coverage in 52601

Average Building Cost Per Square Foot in 52601: $130

Location: Burlington, Iowa (Des Moines County)

Average Square Footage in 52601: 805 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52601 before you start any project. Burlington homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 805 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130805$104,700
Additional Upgrades & Added Features$163805$130,875
Major Home Updates or Advancements$195805$157,050

It's important to understand that when you estimate your replacement cost of your home in the 52601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52601

Cameron T K Insurance

Address: 600 South Starr Avenue Burlington, IA 52601
Phone: (319)752-0966
Website:

Mutual Fire & Storm Insurance CO

Address: 600 South Starr Avenue Burlington, IA 52601
Phone: (319)752-0966
Website:

Best Home & Auto Insurance Agencies in 52601

Roberts- Gary S Ins Agcy Inc

Address: 1800 Summer St Burlington, IA 52601
Phone:
Website: http://www.garysroberts.com
Info:

Prall Insurance

Address: 111 Valley St Burlington, IA 52601
Phone:
Website: http://www.prallinsurance.com/
Info:

Metropolitan Life Insurance

Address: 320 N 3rd St Burlington, IA 52601
Phone:
Website: http://www.metlife.com
Info:

Burlington Insurance Incorporated

Address: 408 Jefferson St, #A Burlington, IA 52601
Phone:
Website:
Info:

Hazell, Catherine L - Hazell Agencies

Address: 1001 Maple St Burlington, IA 52601
Phone:
Website: http://www.progressive.com/
Info:

Housing Demographics for 52601

Population Review for 52601 Zip Code

For the city of Burlington, the population within 52601 has increased to over 28,779 residents in population size. The current population total is 27,899. We have broken down the population based on race below. In 52601, there are over 13582 in male population and 14317 females.

PopulationValues
Total Population27,899
White Population23149
Black Population2317
Hispanic Population980
Asian Population247
Hawaiian Population13
Indian Population69
Other Population361
Male Population13582
Female Population14317
Population Estimate28779

Household Data for 52601

The average number of homes in 52601 is around 12,328, there are an average of 2.24 per household. The average house value according to local real estate values is around $104,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,328
Persons Per Household2.24
Average House Value$104,700
Income Per Household$51246
Median Age43.0
Median Age Male41.8
Median Age Female44.3
52601 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityBurlington
City Alias NameBURLINGTON
CountyDes Moines
County FIPS057
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA161
CBSA15460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBurlington, IA-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses702
Number Of Employees10290
Business First Quarter Payroll90363
Business Annual Payroll403166
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47656
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential12848
Delivery Business958
Delivery Total14120
Preferred Last Line KeyW10193
Classification Code
Multi-County
CSA NameBurlington-Fort Madison, IA-IL
CBSA_DIV_Name
City State KeyW10193
Land Area109.337000
Water Area9.610000
City Alias Code
City Mixed CaseBurlington
City Alias Mixed CaseBurlington
Box Count181
SFDU11203
MFDU708
State ANSI19
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number181260
Unique ZIP Name
SSA State County Code16280
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseDes Moines

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]