Get multiple home insurance quotes in 52623. Our licensed 52623, IA agents are ready to serve you.

Compare 52623 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Danville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 771 neighbors looking to save on their home insurance policy in the local 52623 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 52623. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Iowa rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Danville, IA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Danville, IA

52623 Home Insurance Average Premiums

Local 52623 homeowners insurance quotes comparison

$513 /yr.

Shows Zip Code: 52623 lowest rates with discounts applied on average.

For the 52623, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$513 /yr.
Average Coverage:$763 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1063 /yr.

What is the average home insurance cost for a home in 52623?

  • • The average homeowners insurance premium paid annually for a home in 52623 is around $763 per year.

What does it cost on average per month for home insurance in 52623?

  • • Homeowners in 52623 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 52623?

  • • Autoowners in 52623 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danville area, check out other zip codes nearby 52623.
Review average rates in another zip code:
52623 homeowners insurance rates

Home Replacement Cost Coverage in 52623

Average Building Cost Per Square Foot in 52623: $130

Location: Danville, Iowa (Des Moines County)

Average Square Footage in 52623: 1,272 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52623 before you start any project. Danville homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52623 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52623 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,272 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,272$165,400
Additional Upgrades & Added Features$1631,272$206,750
Major Home Updates or Advancements$1951,272$248,100

It's important to understand that when you estimate your replacement cost of your home in the 52623 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52623

Dodds Bob Insurance Agency

Address: 202 North Main Street Danville, IA 52623
Phone: (319)392-8311
Website:

Best Home & Auto Insurance Agencies in 52623

Housing Demographics for 52623

Population Review for 52623 Zip Code

For the city of Danville, the population within 52623 has increased to over 1,769 residents in population size. The current population total is 1,989. We have broken down the population based on race below. In 52623, there are over 998 in male population and 991 females.

PopulationValues
Total Population1,989
White Population1873
Black Population6
Hispanic Population22
Asian Population8
Hawaiian Population2
Indian Population1
Other Population24
Male Population998
Female Population991
Population Estimate1769

Household Data for 52623

The average number of homes in 52623 is around 771, there are an average of 2.58 per household. The average house value according to local real estate values is around $165,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode771
Persons Per Household2.58
Average House Value$165,400
Income Per Household$76400
Median Age42.7
Median Age Male41.7
Median Age Female43.9
52623 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityDanville
City Alias NameDANVILLE
CountyDes Moines
County FIPS057
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA161
CBSA15460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBurlington, IA-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees150
Business First Quarter Payroll1634
Business Annual Payroll6983
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47656
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential686
Delivery Business11
Delivery Total879
Preferred Last Line KeyW10371
Classification Code
Multi-CountyY
CSA NameBurlington-Fort Madison, IA-IL
CBSA_DIV_Name
City State KeyW10371
Land Area56.401000
Water Area0.607000
City Alias Code
City Mixed CaseDanville
City Alias Mixed CaseDanville
Box Count135
SFDU633
MFDU16
State ANSI19
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number182223
Unique ZIP Name
SSA State County Code16280
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseDes Moines

Iowa Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]