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Home Insurance Rates in 52651

For homeowners shopping online in 52651, our insurance rates are very competitive for homeowners living in Stockport, IA. Many homeowners based out of the great city of Stockport have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 52651, simply click the "Get Multiple Quotes Now" button. Your 52651 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Stockport, IA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

52651 Home Insurance Rating is: Medium!

If you live in 52651, you can easily save up to 40% off the average home insurance premium of $742 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Stockport can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 52651 today!

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52651 Home Insurance Average Premiums

Local 52651 homeowners insurance quotes comparison

$492 /yr.

Shows Zip Code: 52651 lowest rates with discounts applied on average.

For the 52651, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$492 /yr.
Average Coverage:$742 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1042 /yr.

What is the average home insurance cost for a home in 52651?

  • • The average homeowners insurance premium paid annually for a home in 52651 is around $742 per year.

What does it cost on average per month for home insurance in 52651?

  • • Homeowners in 52651 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52651?

  • • Autoowners in 52651 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stockport area, check out other zip codes nearby 52651.
Review average rates in another zip code:
52651 homeowners insurance rates

Home Replacement Cost Coverage in 52651

Average Building Cost Per Square Foot in 52651: $130

Location: Stockport, Iowa (Van Buren County)

Average Square Footage in 52651: 618 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52651 before you start any project. Stockport homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52651 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52651 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 618 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stockport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130618$80,400
Additional Upgrades & Added Features$163618$100,500
Major Home Updates or Advancements$195618$120,600

It's important to understand that when you estimate your replacement cost of your home in the 52651 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52651

Best Home & Auto Insurance Agencies in 52651

Housing Demographics for 52651

Population Review for 52651 Zip Code

For the city of Stockport, the population within 52651 has increased to over 562 residents in population size. The current population total is 613. We have broken down the population based on race below. In 52651, there are over 327 in male population and 286 females.

PopulationValues
Total Population613
White Population576
Black Population9
Hispanic Population7
Asian Population1
Hawaiian Population0
Indian Population3
Other Population1
Male Population327
Female Population286
Population Estimate562

Household Data for 52651

The average number of homes in 52651 is around 229, there are an average of 2.68 per household. The average house value according to local real estate values is around $80,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode229
Persons Per Household2.68
Average House Value$80,400
Income Per Household$49000
Median Age37.4
Median Age Male37.1
Median Age Female38.5
52651 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityStockport
City Alias NameSTOCKPORT
CountyVan Buren
County FIPS177
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees27
Business First Quarter Payroll232
Business Annual Payroll1147
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential210
Delivery Business3
Delivery Total276
Preferred Last Line KeyW11552
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11552
Land Area63.878000
Water Area0.038000
City Alias Code
City Mixed CaseStockport
City Alias Mixed CaseStockport
Box Count52
SFDU210
MFDU0
State ANSI19
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number188559
Unique ZIP Name
SSA State County Code16880
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseVan Buren

Iowa Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]