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Home Insurance Quotes in 52655

Are you shopping for a cheaper homeowners insurance rate in 52655? Our rates are very competitive for homeowners living in West Burlington, IA. Many homeowners located in the 52655 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 52655. To get free 52655 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 52655 zip code should appear in the zip code field ready to go. Shopping West Burlington, IA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 52655 to review the best rate coverages.

Your 52655 Home Insurance Costs Is Rated: Medium!

For the great city of West Burlington, the average home insurance premium paid annually is around $777 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Iowa specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in West Burlington and need insurance on your home in the 52655 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 52655 Homeowners Insurance Rates Now!

52655 Home Insurance Average Premiums

Local 52655 homeowners insurance quotes comparison

$527 /yr.

Shows Zip Code: 52655 lowest rates with discounts applied on average.

For the 52655, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$527 /yr.
Average Coverage:$777 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1077 /yr.

What is the average home insurance cost for a home in 52655?

  • • The average homeowners insurance premium paid annually for a home in 52655 is around $777 per year.

What does it cost on average per month for home insurance in 52655?

  • • Homeowners in 52655 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 52655?

  • • Autoowners in 52655 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Burlington area, check out other zip codes nearby 52655.
Review average rates in another zip code:
52655 homeowners insurance rates

Home Replacement Cost Coverage in 52655

Average Building Cost Per Square Foot in 52655: $130

Location: West Burlington, Iowa (Des Moines County)

Average Square Footage in 52655: 1,152 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52655 before you start any project. West Burlington homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52655 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52655 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,152 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,152$149,700
Additional Upgrades & Added Features$1631,152$187,125
Major Home Updates or Advancements$1951,152$224,550

It's important to understand that when you estimate your replacement cost of your home in the 52655 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52655

Best Home & Auto Insurance Agencies in 52655

Vavroch- David M

Address: 2723 W Mt Pleasant St West Burlington, IA 52655
Phone:
Website:
Info:

Carson- Daniel R

Address: 521 E Mt Pleasant St West Burlington, IA 52655
Phone:
Website:
Info:

Warth Agency Mark

Address: 1707 W Mt Pleasant St West Burlington, IA 52655
Phone:
Website:
Info:

Korschgen, John - State Farm Insurance Agent

Address: 663 E Mt Pleasant St West Burlington, IA 52655
Phone:
Website: http://www.citysearch.com/profile/external/603123022/west_burlington_ia/korschgen_john_state_farm_insurance_agent.html
Info:

Housing Demographics for 52655

Population Review for 52655 Zip Code

For the city of West Burlington, the population within 52655 has increased to over 4,368 residents in population size. The current population total is 4,438. We have broken down the population based on race below. In 52655, there are over 2226 in male population and 2212 females.

PopulationValues
Total Population4,438
White Population3786
Black Population174
Hispanic Population180
Asian Population130
Hawaiian Population6
Indian Population7
Other Population71
Male Population2226
Female Population2212
Population Estimate4368

Household Data for 52655

The average number of homes in 52655 is around 1,892, there are an average of 2.23 per household. The average house value according to local real estate values is around $149,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,892
Persons Per Household2.23
Average House Value$149,700
Income Per Household$51080
Median Age44.3
Median Age Male41.4
Median Age Female48.5
52655 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias AbbreviationW BURLINGTON
Area Code319
CityWest Burlington
City Alias NameWEST BURLINGTON
CountyDes Moines
County FIPS057
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA161
CBSA15460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBurlington, IA-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses241
Number Of Employees6097
Business First Quarter Payroll73470
Business Annual Payroll335394
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47656
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential1959
Delivery Business231
Delivery Total2302
Preferred Last Line KeyW11720
Classification Code
Multi-County
CSA NameBurlington-Fort Madison, IA-IL
CBSA_DIV_Name
City State KeyW11720
Land Area17.509000
Water Area0.044000
City Alias Code
City Mixed CaseWest Burlington
City Alias Mixed CaseWest Burlington
Box Count76
SFDU1239
MFDU188
State ANSI19
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number189549
Unique ZIP Name
SSA State County Code16280
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseDes Moines

Iowa Homeowners Insurance News & Information

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