Get multiple home insurance quotes in 52720. Our licensed 52720, IA agents are ready to serve you.

52720 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 52720? There are over 353 occupied homes in the 52720 area. With a population size of 842, it's not uncommon for residence of Atalissa, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $743 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 52720 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Atalissa, IA Home Insurance Rate Quotes

52720 Home Insurance Average Premiums

Local 52720 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 52720 lowest rates with discounts applied on average.

For the 52720, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1043 /yr.

What is the average home insurance cost for a home in 52720?

  • • The average homeowners insurance premium paid annually for a home in 52720 is around $743 per year.

What does it cost on average per month for home insurance in 52720?

  • • Homeowners in 52720 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52720?

  • • Autoowners in 52720 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atalissa area, check out other zip codes nearby 52720.
Review average rates in another zip code:
52720 homeowners insurance rates

Home Replacement Cost Coverage in 52720

Average Building Cost Per Square Foot in 52720: $130

Location: Atalissa, Iowa (Muscatine County)

Average Square Footage in 52720: 1,238 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52720 before you start any project. Atalissa homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52720 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52720 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,238 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atalissa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,238$160,900
Additional Upgrades & Added Features$1631,238$201,125
Major Home Updates or Advancements$1951,238$241,350

It's important to understand that when you estimate your replacement cost of your home in the 52720 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52720

Best Home & Auto Insurance Agencies in 52720

Housing Demographics for 52720

Population Review for 52720 Zip Code

For the city of Atalissa, the population within 52720 has increased to over 645 residents in population size. The current population total is 842. We have broken down the population based on race below. In 52720, there are over 412 in male population and 430 females.

PopulationValues
Total Population842
White Population795
Black Population4
Hispanic Population36
Asian Population1
Hawaiian Population0
Indian Population0
Other Population13
Male Population412
Female Population430
Population Estimate645

Household Data for 52720

The average number of homes in 52720 is around 353, there are an average of 2.39 per household. The average house value according to local real estate values is around $160,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode353
Persons Per Household2.39
Average House Value$160,900
Income Per Household$73688
Median Age45.7
Median Age Male42.7
Median Age Female49.5
52720 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityAtalissa
City Alias NameATALISSA
CountyMuscatine
County FIPS139
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA34700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMuscatine, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees69
Business First Quarter Payroll578
Business Annual Payroll2541
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population54132
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential270
Delivery Business6
Delivery Total395
Preferred Last Line KeyW10065
Classification Code
Multi-CountyY
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW10065
Land Area41.601000
Water Area1.876000
City Alias Code
City Mixed CaseAtalissa
City Alias Mixed CaseAtalissa
Box Count112
SFDU225
MFDU0
State ANSI19
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180477
Unique ZIP Name
SSA State County Code16690
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseMuscatine

Iowa Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]