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52730 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 52730 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Camanche, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 52730.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 52730 and start shopping.

Quickly and Easily Compare Average Rates for 52730

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Camanche, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 52730

Homeowners in Camanche are paying roughly $758 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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52730 Home Insurance Average Premiums

Local 52730 homeowners insurance quotes comparison

$508 /yr.

Shows Zip Code: 52730 lowest rates with discounts applied on average.

For the 52730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$508 /yr.
Average Coverage:$758 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1058 /yr.

What is the average home insurance cost for a home in 52730?

  • • The average homeowners insurance premium paid annually for a home in 52730 is around $758 per year.

What does it cost on average per month for home insurance in 52730?

  • • Homeowners in 52730 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 52730?

  • • Autoowners in 52730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Camanche area, check out other zip codes nearby 52730.
Review average rates in another zip code:
52730 homeowners insurance rates

Home Replacement Cost Coverage in 52730

Average Building Cost Per Square Foot in 52730: $130

Location: Camanche, Iowa (Clinton County)

Average Square Footage in 52730: 1,122 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52730 before you start any project. Camanche homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,122 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Camanche area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,122$145,900
Additional Upgrades & Added Features$1631,122$182,375
Major Home Updates or Advancements$1951,122$218,850

It's important to understand that when you estimate your replacement cost of your home in the 52730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52730

Best Home & Auto Insurance Agencies in 52730

Housing Demographics for 52730

Population Review for 52730 Zip Code

For the city of Camanche, the population within 52730 has increased to over 5,262 residents in population size. The current population total is 5,009. We have broken down the population based on race below. In 52730, there are over 2464 in male population and 2545 females.

PopulationValues
Total Population5,009
White Population4683
Black Population34
Hispanic Population116
Asian Population21
Hawaiian Population1
Indian Population16
Other Population33
Male Population2464
Female Population2545
Population Estimate5262

Household Data for 52730

The average number of homes in 52730 is around 2,142, there are an average of 2.31 per household. The average house value according to local real estate values is around $145,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,142
Persons Per Household2.31
Average House Value$145,900
Income Per Household$56029
Median Age45.2
Median Age Male44.3
Median Age Female46.5
52730 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityCamanche
City Alias NameCAMANCHE
CountyClinton
County FIPS045
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA17540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameClinton, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees997
Business First Quarter Payroll12519
Business Annual Payroll51297
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49116
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential2278
Delivery Business71
Delivery Total2437
Preferred Last Line KeyW10204
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW10204
Land Area37.918000
Water Area2.483000
City Alias Code
City Mixed CaseCamanche
City Alias Mixed CaseCamanche
Box Count56
SFDU1724
MFDU26
State ANSI19
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number181350
Unique ZIP Name
SSA State County Code16220
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClinton

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]