Get multiple home insurance quotes in 52732. Our licensed 52732, IA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 52732

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 52732, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Clinton, IA from a list of top tier nationwide insurers.

Our Iowa licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 52732 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 52732

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clinton, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

52732 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Clinton we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 52732, homeowners are seeing rates around 744 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 52732!

52732 Home Insurance Average Premiums

Local 52732 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 52732 lowest rates with discounts applied on average.

For the 52732, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 52732?

  • • The average homeowners insurance premium paid annually for a home in 52732 is around $744 per year.

What does it cost on average per month for home insurance in 52732?

  • • Homeowners in 52732 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52732?

  • • Autoowners in 52732 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clinton area, check out other zip codes nearby 52732.
Review average rates in another zip code:
52732 homeowners insurance rates

Home Replacement Cost Coverage in 52732

Average Building Cost Per Square Foot in 52732: $130

Location: Clinton, Iowa (Clinton County)

Average Square Footage in 52732: 827 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52732 before you start any project. Clinton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52732 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52732 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 827 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clinton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130827$107,500
Additional Upgrades & Added Features$163827$134,375
Major Home Updates or Advancements$195827$161,250

It's important to understand that when you estimate your replacement cost of your home in the 52732 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52732

The A C Root Agency Inc

Address: 1127 North 2nd Street Suite A Clinton, IA 52732
Phone: (563)242-2454
Website:

Core-Vens & Company

Address: 2301 North 2nd Street Clinton, IA 52732
Phone: (563)242-5423
Website: www.corevens.com

Best Home & Auto Insurance Agencies in 52732

Allstate Insurance Co

Address: 1104 S 14th St Clinton, IA 52732
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

The A C Root Agency Inc

Address: 1127 N 2nd St Clinton, IA 52732
Phone:
Website:
Info:

Ken Kroemer Insurance

Address: 239 5th Ave N Clinton, IA 52732
Phone:
Website:
Info:

Reed- Jeffrey J - State Farm Insurance Agent

Address: 148 5th Ave S Clinton, IA 52732
Phone:
Website:
Info:

Core-Vens & Company

Address: 2301 N 2nd St Clinton, IA 52732
Phone:
Website: http://www.corevens.com
Info:

Housing Demographics for 52732

Population Review for 52732 Zip Code

For the city of Clinton, the population within 52732 has increased to over 26,849 residents in population size. The current population total is 25,808. We have broken down the population based on race below. In 52732, there are over 12549 in male population and 13259 females.

PopulationValues
Total Population25,808
White Population22312
Black Population1236
Hispanic Population1072
Asian Population198
Hawaiian Population13
Indian Population99
Other Population371
Male Population12549
Female Population13259
Population Estimate26849

Household Data for 52732

The average number of homes in 52732 is around 10,976, there are an average of 2.31 per household. The average house value according to local real estate values is around $107,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,976
Persons Per Household2.31
Average House Value$107,500
Income Per Household$51297
Median Age41.9
Median Age Male40.7
Median Age Female43.1
52732 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityClinton
City Alias NameCLINTON
CountyClinton
County FIPS045
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA17540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameClinton, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses645
Number Of Employees10825
Business First Quarter Payroll125052
Business Annual Payroll486171
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49116
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential11623
Delivery Business757
Delivery Total12362
Preferred Last Line KeyW10289
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW10289
Land Area109.649000
Water Area9.275000
City Alias Code
City Mixed CaseClinton
City Alias Mixed CaseClinton
Box Count33
SFDU9875
MFDU848
State ANSI19
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number181773
Unique ZIP Name
SSA State County Code16220
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClinton

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]