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52757 Home Insurance Quotes & Rates

Currently, the 104 homes within the 52757 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Iowa is around $724 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Low Moor, IA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 52757.

Iowa is now ranking #37 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Low Moor home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Iowa has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 52757 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Low Moor, Iowa home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Low Moor, IA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

52757 Home Insurance Average Premiums

Local 52757 homeowners insurance quotes comparison

$474 /yr.

Shows Zip Code: 52757 lowest rates with discounts applied on average.

For the 52757, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$474 /yr.
Average Coverage:$724 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1024 /yr.

What is the average home insurance cost for a home in 52757?

  • • The average homeowners insurance premium paid annually for a home in 52757 is around $724 per year.

What does it cost on average per month for home insurance in 52757?

  • • Homeowners in 52757 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 52757?

  • • Autoowners in 52757 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Low Moor area, check out other zip codes nearby 52757.
Review average rates in another zip code:
52757 homeowners insurance rates

Home Replacement Cost Coverage in 52757

Average Building Cost Per Square Foot in 52757: $130

Location: Low Moor, Iowa (Clinton County)

Average Square Footage in 52757: 742 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52757 before you start any project. Low Moor homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52757 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52757 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 742 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Low Moor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130742$96,500
Additional Upgrades & Added Features$163742$120,625
Major Home Updates or Advancements$195742$144,750

It's important to understand that when you estimate your replacement cost of your home in the 52757 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52757

Best Home & Auto Insurance Agencies in 52757

Housing Demographics for 52757

Population Review for 52757 Zip Code

For the city of Low Moor, the population within 52757 has increased to over 0 residents in population size. The current population total is 247. We have broken down the population based on race below. In 52757, there are over 132 in male population and 115 females.

PopulationValues
Total Population247
White Population238
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population132
Female Population115
Population Estimate0

Household Data for 52757

The average number of homes in 52757 is around 104, there are an average of 2.38 per household. The average house value according to local real estate values is around $96,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode104
Persons Per Household2.38
Average House Value$96,500
Income Per Household$56667
Median Age38.8
Median Age Male41.5
Median Age Female37.5
52757 DetailsValues
StateIA
State Full NameIowa
City TypeZ
City Alias Abbreviation
Area Code563
CityLow Moor
City Alias NameLOW MOOR
CountyClinton
County FIPS045
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA17540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameClinton, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees45
Business First Quarter Payroll367
Business Annual Payroll2118
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49116
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential0
Delivery Business0
Delivery Total284
Preferred Last Line KeyW10908
Classification CodeP
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW10908
Land Area0.490000
Water Area0.000000
City Alias Code
City Mixed CaseLow Moor
City Alias Mixed CaseLow Moor
Box Count133
SFDU0
MFDU0
State ANSI19
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185364
Unique ZIP Name
SSA State County Code16220
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClinton

Iowa Homeowners Insurance News & Information

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