Get multiple home insurance quotes in 52761. Our licensed 52761, IA agents are ready to serve you.

52761 Home Insurance Rates & Premiums

Did you know there are over 30,530 people living within the 52761 zip code area? There are over 12,149 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 52761.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Iowa are on the rise. The estimated average premium is around $725 a year for a standard homeowners insurance policy in Muscatine. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Muscatine, IA Homeowners Insurance Quotes Online

52761 Home Insurance Average Premiums

Local 52761 homeowners insurance quotes comparison

$475 /yr.

Shows Zip Code: 52761 lowest rates with discounts applied on average.

For the 52761, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$475 /yr.
Average Coverage:$725 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1025 /yr.

What is the average home insurance cost for a home in 52761?

  • • The average homeowners insurance premium paid annually for a home in 52761 is around $725 per year.

What does it cost on average per month for home insurance in 52761?

  • • Homeowners in 52761 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 52761?

  • • Autoowners in 52761 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Muscatine area, check out other zip codes nearby 52761.
Review average rates in another zip code:
52761 homeowners insurance rates

Home Replacement Cost Coverage in 52761

Average Building Cost Per Square Foot in 52761: $130

Location: Muscatine, Iowa (Muscatine County)

Average Square Footage in 52761: 1,074 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52761 before you start any project. Muscatine homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52761 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52761 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,074 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Muscatine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,074$139,600
Additional Upgrades & Added Features$1631,074$174,500
Major Home Updates or Advancements$1951,074$209,400

It's important to understand that when you estimate your replacement cost of your home in the 52761 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52761

Miller Harrison & Becky Ins

Address: 100 W 2nd St Muscatine, IA 52761
Phone: (563)263-6044
Website: www.mhbins.com

Best Home & Auto Insurance Agencies in 52761

Shepley- Brian M - State Farm Insurance Agent

Address: 2206 Lucas St Muscatine, IA 52761
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Keig- Robert J

Address: 415 Iowa Ave Muscatine, IA 52761
Phone:
Website:
Info:

Garcia-Van Auken- Brenda - State Farm Insurance Agent

Address: 2021 Cedar Plaza Dr Muscatine, IA 52761
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Snyder- Barbara A

Address: 1613 Plaza Pl Muscatine, IA 52761
Phone:
Website:
Info:

Miller Harrison & Becky Ins

Address: 100 W 2nd St Muscatine, IA 52761
Phone:
Website: http://www.mhbins.com
Info:

Housing Demographics for 52761

Population Review for 52761 Zip Code

For the city of Muscatine, the population within 52761 has increased to over 31,485 residents in population size. The current population total is 30,530. We have broken down the population based on race below. In 52761, there are over 15187 in male population and 15343 females.

PopulationValues
Total Population30,530
White Population24652
Black Population1057
Hispanic Population4906
Asian Population285
Hawaiian Population0
Indian Population149
Other Population2136
Male Population15187
Female Population15343
Population Estimate31485

Household Data for 52761

The average number of homes in 52761 is around 12,149, there are an average of 2.46 per household. The average house value according to local real estate values is around $139,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,149
Persons Per Household2.46
Average House Value$139,600
Income Per Household$59041
Median Age39.7
Median Age Male38.6
Median Age Female40.7
52761 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityMuscatine
City Alias NameMUSCATINE
CountyMuscatine
County FIPS139
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA34700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMuscatine, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses701
Number Of Employees17310
Business First Quarter Payroll237357
Business Annual Payroll973558
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population54132
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential12799
Delivery Business834
Delivery Total13932
Preferred Last Line KeyW11077
Classification Code
Multi-CountyY
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW11077
Land Area178.212000
Water Area10.077000
City Alias Code
City Mixed CaseMuscatine
City Alias Mixed CaseMuscatine
Box Count226
SFDU10455
MFDU1082
State ANSI19
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number186363
Unique ZIP Name
SSA State County Code16690
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseMuscatine

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]