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52765 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 52765? There are over 180 occupied homes in the 52765 area. With a population size of 436, it's not uncommon for residence of New Liberty, IA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Iowa is around $784 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 52765 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: New Liberty, IA Home Insurance Rate Quotes

52765 Home Insurance Average Premiums

Local 52765 homeowners insurance quotes comparison

$534 /yr.

Shows Zip Code: 52765 lowest rates with discounts applied on average.

For the 52765, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$534 /yr.
Average Coverage:$784 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1084 /yr.

What is the average home insurance cost for a home in 52765?

  • • The average homeowners insurance premium paid annually for a home in 52765 is around $784 per year.

What does it cost on average per month for home insurance in 52765?

  • • Homeowners in 52765 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 52765?

  • • Autoowners in 52765 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Liberty area, check out other zip codes nearby 52765.
Review average rates in another zip code:
52765 homeowners insurance rates

Home Replacement Cost Coverage in 52765

Average Building Cost Per Square Foot in 52765: $130

Location: New Liberty, Iowa (Scott County)

Average Square Footage in 52765: 1,493 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52765 before you start any project. New Liberty homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52765 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52765 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,493 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Liberty area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,493$194,100
Additional Upgrades & Added Features$1631,493$242,625
Major Home Updates or Advancements$1951,493$291,150

It's important to understand that when you estimate your replacement cost of your home in the 52765 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52765

Best Home & Auto Insurance Agencies in 52765

Housing Demographics for 52765

Population Review for 52765 Zip Code

For the city of New Liberty, the population within 52765 has increased to over 295 residents in population size. The current population total is 436. We have broken down the population based on race below. In 52765, there are over 218 in male population and 218 females.

PopulationValues
Total Population436
White Population407
Black Population0
Hispanic Population16
Asian Population0
Hawaiian Population0
Indian Population1
Other Population2
Male Population218
Female Population218
Population Estimate295

Household Data for 52765

The average number of homes in 52765 is around 180, there are an average of 2.42 per household. The average house value according to local real estate values is around $194,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode180
Persons Per Household2.42
Average House Value$194,100
Income Per Household$89375
Median Age49.8
Median Age Male50.0
Median Age Female49.5
52765 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityNew Liberty
City Alias NameNEW LIBERTY
CountyScott
County FIPS163
State FIPS19
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees53
Business First Quarter Payroll860
Business Annual Payroll5632
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential122
Delivery Business2
Delivery Total1443
Preferred Last Line KeyW11098
Classification Code
Multi-CountyY
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW11098
Land Area32.387000
Water Area0.020000
City Alias Code
City Mixed CaseNew Liberty
City Alias Mixed CaseNew Liberty
Box Count52
SFDU122
MFDU0
State ANSI19
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number186489
Unique ZIP Name
SSA State County Code16810
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseScott

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]