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52768, IA Home Insurance

In the zip code of 52768, the population size is around 1,394, which consists of 573 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Princeton, IA. A few years ago, a study was done and found that the average home insurance rates for Iowa are around $746 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 52768 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Princeton. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Princeton, IA Homeowners Insurance Online Rates Today!

52768 Home Insurance Average Premiums

Local 52768 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 52768 lowest rates with discounts applied on average.

For the 52768, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1046 /yr.

What is the average home insurance cost for a home in 52768?

  • • The average homeowners insurance premium paid annually for a home in 52768 is around $746 per year.

What does it cost on average per month for home insurance in 52768?

  • • Homeowners in 52768 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52768?

  • • Autoowners in 52768 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Princeton area, check out other zip codes nearby 52768.
Review average rates in another zip code:
52768 homeowners insurance rates

Home Replacement Cost Coverage in 52768

Average Building Cost Per Square Foot in 52768: $130

Location: Princeton, Iowa (Scott County)

Average Square Footage in 52768: 1,658 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52768 before you start any project. Princeton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52768 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52768 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,658 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Princeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,658$215,500
Additional Upgrades & Added Features$1631,658$269,375
Major Home Updates or Advancements$1951,658$323,250

It's important to understand that when you estimate your replacement cost of your home in the 52768 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52768

Best Home & Auto Insurance Agencies in 52768

Sentry Insurance

Address: 1805 Pineo Grove Ln Princeton, IA 52768
Phone:
Website:
Info:

Housing Demographics for 52768

Population Review for 52768 Zip Code

For the city of Princeton, the population within 52768 has increased to over 993 residents in population size. The current population total is 1,394. We have broken down the population based on race below. In 52768, there are over 736 in male population and 658 females.

PopulationValues
Total Population1,394
White Population1306
Black Population10
Hispanic Population40
Asian Population1
Hawaiian Population1
Indian Population4
Other Population13
Male Population736
Female Population658
Population Estimate993

Household Data for 52768

The average number of homes in 52768 is around 573, there are an average of 2.43 per household. The average house value according to local real estate values is around $215,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode573
Persons Per Household2.43
Average House Value$215,500
Income Per Household$77212
Median Age45.7
Median Age Male45.1
Median Age Female46.0
52768 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityPrinceton
City Alias NamePRINCETON
CountyScott
County FIPS163
State FIPS19
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees86
Business First Quarter Payroll710
Business Annual Payroll3346
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential409
Delivery Business2
Delivery Total629
Preferred Last Line KeyW11268
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW11268
Land Area32.166000
Water Area2.295000
City Alias Code
City Mixed CasePrinceton
City Alias Mixed CasePrinceton
Box Count195
SFDU274
MFDU0
State ANSI19
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187416
Unique ZIP Name
SSA State County Code16810
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseScott

Iowa Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]