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52774 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 52774 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Welton, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 52774.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 52774 and start shopping.

Quickly and Easily Compare Average Rates for 52774

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Welton, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 52774

Homeowners in Welton are paying roughly $741 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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52774 Home Insurance Average Premiums

Local 52774 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 52774 lowest rates with discounts applied on average.

For the 52774, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 52774?

  • • The average homeowners insurance premium paid annually for a home in 52774 is around $741 per year.

What does it cost on average per month for home insurance in 52774?

  • • Homeowners in 52774 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52774?

  • • Autoowners in 52774 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Welton area, check out other zip codes nearby 52774.
Review average rates in another zip code:
52774 homeowners insurance rates

Home Replacement Cost Coverage in 52774

Average Building Cost Per Square Foot in 52774: $130

Location: Welton, Iowa (Clinton County)

Average Square Footage in 52774: 658 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52774 before you start any project. Welton homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52774 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52774 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 658 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Welton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130658$85,600
Additional Upgrades & Added Features$163658$107,000
Major Home Updates or Advancements$195658$128,400

It's important to understand that when you estimate your replacement cost of your home in the 52774 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52774

Best Home & Auto Insurance Agencies in 52774

Housing Demographics for 52774

Population Review for 52774 Zip Code

For the city of Welton, the population within 52774 has increased to over 0 residents in population size. The current population total is 118. We have broken down the population based on race below. In 52774, there are over 64 in male population and 54 females.

PopulationValues
Total Population118
White Population114
Black Population0
Hispanic Population0
Asian Population1
Hawaiian Population0
Indian Population0
Other Population1
Male Population64
Female Population54
Population Estimate0

Household Data for 52774

The average number of homes in 52774 is around 59, there are an average of 2.00 per household. The average house value according to local real estate values is around $85,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode59
Persons Per Household2.00
Average House Value$85,600
Income Per Household$66607
Median Age49.0
Median Age Male45.0
Median Age Female52.0
52774 DetailsValues
StateIA
State Full NameIowa
City TypeZ
City Alias Abbreviation
Area Code563
CityWelton
City Alias NameWELTON
CountyClinton
County FIPS045
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA209
CBSA17540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameClinton, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees24
Business First Quarter Payroll130
Business Annual Payroll658
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49116
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential0
Delivery Business0
Delivery Total187
Preferred Last Line KeyW11715
Classification CodeP
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW11715
Land Area0.299000
Water Area0.000000
City Alias Code
City Mixed CaseWelton
City Alias Mixed CaseWelton
Box Count57
SFDU0
MFDU0
State ANSI19
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number189504
Unique ZIP Name
SSA State County Code16220
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClinton

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