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Searching for Homeowners Insurance in 52802

If you are a homeowners that lives in 52802 you may be searching for more affordable homeowners insurance in Davenport. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Davenport, IA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Iowa licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 52802 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Davenport, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 52802 Home Insurance Costs: medium!

In Davenport, homeowners are paying roughly $760 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 52802 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Davenport are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 52802 policy right now!

52802 Home Insurance Average Premiums

Local 52802 homeowners insurance quotes comparison

$510 /yr.

Shows Zip Code: 52802 lowest rates with discounts applied on average.

For the 52802, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$510 /yr.
Average Coverage:$760 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1060 /yr.

What is the average home insurance cost for a home in 52802?

  • • The average homeowners insurance premium paid annually for a home in 52802 is around $760 per year.

What does it cost on average per month for home insurance in 52802?

  • • Homeowners in 52802 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 52802?

  • • Autoowners in 52802 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Davenport area, check out other zip codes nearby 52802.
Review average rates in another zip code:
52802 homeowners insurance rates
52806 homeowners insurance rates
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52807 homeowners insurance rates
52801 homeowners insurance rates

Home Replacement Cost Coverage in 52802

Average Building Cost Per Square Foot in 52802: $130

Location: Davenport, Iowa (Scott County)

Average Square Footage in 52802: 563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52802 before you start any project. Davenport homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52802 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52802 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 563 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Davenport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130563$73,200
Additional Upgrades & Added Features$163563$91,500
Major Home Updates or Advancements$195563$109,800

It's important to understand that when you estimate your replacement cost of your home in the 52802 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52802

Best Home & Auto Insurance Agencies in 52802

Housing Demographics for 52802

Population Review for 52802 Zip Code

For the city of Davenport, the population within 52802 has increased to over 9,852 residents in population size. The current population total is 9,967. We have broken down the population based on race below. In 52802, there are over 5159 in male population and 4808 females.

PopulationValues
Total Population9,967
White Population7186
Black Population1090
Hispanic Population1373
Asian Population78
Hawaiian Population2
Indian Population109
Other Population456
Male Population5159
Female Population4808
Population Estimate9852

Household Data for 52802

The average number of homes in 52802 is around 3,960, there are an average of 2.47 per household. The average house value according to local real estate values is around $73,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,960
Persons Per Household2.47
Average House Value$73,200
Income Per Household$46356
Median Age38.8
Median Age Male38.1
Median Age Female39.7
52802 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityDavenport
City Alias NameDAVENPORT
CountyScott
County FIPS163
State FIPS19
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses268
Number Of Employees4467
Business First Quarter Payroll55514
Business Annual Payroll236217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential3989
Delivery Business346
Delivery Total4734
Preferred Last Line KeyW10373
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW10373
Land Area10.428000
Water Area1.654000
City Alias Code
City Mixed CaseDavenport
City Alias Mixed CaseDavenport
Box Count0
SFDU3794
MFDU94
State ANSI19
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number182232
Unique ZIP Name
SSA State County Code16810
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseScott

Iowa Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]