Get multiple home insurance quotes in 66002. Our licensed 66002, KS agents are ready to serve you.

66002 Home Insurance Rates & Premiums

Did you know there are over 13,376 people living within the 66002 zip code area? There are over 4,951 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 66002.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Kansas are on the rise. The estimated average premium is around $1,078 a year for a standard homeowners insurance policy in Atchison. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Atchison, KS Homeowners Insurance Quotes Online

66002 Home Insurance Average Premiums

Local 66002 homeowners insurance quotes comparison

$828 /yr.

Shows Zip Code: 66002 lowest rates with discounts applied on average.

For the 66002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$828 /yr.
Average Coverage:$1078 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1378 /yr.

What is the average home insurance cost for a home in 66002?

  • • The average homeowners insurance premium paid annually for a home in 66002 is around $1078 per year.

What does it cost on average per month for home insurance in 66002?

  • • Homeowners in 66002 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 66002?

  • • Autoowners in 66002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atchison area, check out other zip codes nearby 66002.
Review average rates in another zip code:
66002 homeowners insurance rates

Home Replacement Cost Coverage in 66002

Average Building Cost Per Square Foot in 66002: $126

Location: Atchison, Kansas (Atchison County)

Average Square Footage in 66002: 898 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66002 before you start any project. Atchison homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 898 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atchison area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126898$113,200
Additional Upgrades & Added Features$158898$141,500
Major Home Updates or Advancements$189898$169,800

It's important to understand that when you estimate your replacement cost of your home in the 66002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66002

Best Home & Auto Insurance Agencies in 66002

American Family Insurance

Address: Mall Plaza Atchison, KS 66002
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

American Family Insurance - Agents- Newton Mark

Address: Po Box 331 Atchison, KS 66002
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Vandyke- John M

Address: 112 N 15th St Atchison, KS 66002
Phone:
Website:
Info:

Laflin Rea Insurance

Address: 101 S 5th St Atchison, KS 66002
Phone:
Website:
Info:

Housing Demographics for 66002

Population Review for 66002 Zip Code

For the city of Atchison, the population within 66002 has increased to over 12,437 residents in population size. The current population total is 13,376. We have broken down the population based on race below. In 66002, there are over 6433 in male population and 6943 females.

PopulationValues
Total Population13,376
White Population11312
Black Population775
Hispanic Population545
Asian Population81
Hawaiian Population6
Indian Population68
Other Population259
Male Population6433
Female Population6943
Population Estimate12437

Household Data for 66002

The average number of homes in 66002 is around 4,951, there are an average of 2.36 per household. The average house value according to local real estate values is around $113,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,951
Persons Per Household2.36
Average House Value$113,200
Income Per Household$52056
Median Age35.1
Median Age Male34.1
Median Age Female36.4
66002 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityAtchison
City Alias NameATCHISON
CountyAtchison
County FIPS005
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA11860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAtchison, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses314
Number Of Employees4834
Business First Quarter Payroll54862
Business Annual Payroll202249
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population16924
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential5270
Delivery Business398
Delivery Total5901
Preferred Last Line KeyW20074
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20074
Land Area189.322000
Water Area2.226000
City Alias Code
City Mixed CaseAtchison
City Alias Mixed CaseAtchison
Box Count137
SFDU4484
MFDU370
State ANSI20
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number190517
Unique ZIP Name
SSA State County Code17020
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseAtchison

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]