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66012, KS Homeowners Insurance Rates

With a population size of 10,126 and with 3,878 occupied homes in the 66012 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Bonner Springs, KS are around $1,093 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Bonner Springs, Kansas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Kansas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Bonner Springs, KS.

For Kansas home insurance information, including average Bonner Springs home insurance rates, coverage options or the different homeowners insurance types, please select Bonner Springs, KS Home Insurance Quotes Now!

66012 Home Insurance Average Premiums

Local 66012 homeowners insurance quotes comparison

$843 /yr.

Shows Zip Code: 66012 lowest rates with discounts applied on average.

For the 66012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$843 /yr.
Average Coverage:$1093 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1393 /yr.

What is the average home insurance cost for a home in 66012?

  • • The average homeowners insurance premium paid annually for a home in 66012 is around $1093 per year.

What does it cost on average per month for home insurance in 66012?

  • • Homeowners in 66012 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66012?

  • • Autoowners in 66012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bonner Springs area, check out other zip codes nearby 66012.
Review average rates in another zip code:
66012 homeowners insurance rates

Home Replacement Cost Coverage in 66012

Average Building Cost Per Square Foot in 66012: $126

Location: Bonner Springs, Kansas (Wyandotte County)

Average Square Footage in 66012: 1,619 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66012 before you start any project. Bonner Springs homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,619 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bonner Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,619$204,000
Additional Upgrades & Added Features$1581,619$255,000
Major Home Updates or Advancements$1891,619$306,000

It's important to understand that when you estimate your replacement cost of your home in the 66012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66012

Farm Bureau Financial Services - Vearl Jones

Address: 116 Cedar St Bonner Springs, KS 66012
Phone: (913)422-7005
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66012

Million- Jim

Address: 13100 Kansas Ave Bonner Springs, KS 66012
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 66012

Population Review for 66012 Zip Code

For the city of Bonner Springs, the population within 66012 has increased to over 10,259 residents in population size. The current population total is 10,126. We have broken down the population based on race below. In 66012, there are over 4881 in male population and 5245 females.

PopulationValues
Total Population10,126
White Population7985
Black Population557
Hispanic Population1159
Asian Population66
Hawaiian Population17
Indian Population91
Other Population311
Male Population4881
Female Population5245
Population Estimate10259

Household Data for 66012

The average number of homes in 66012 is around 3,878, there are an average of 2.60 per household. The average house value according to local real estate values is around $204,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,878
Persons Per Household2.60
Average House Value$204,000
Income Per Household$81508
Median Age39.0
Median Age Male37.9
Median Age Female39.7
66012 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias AbbreviationBONNER SPGS
Area Code913
CityBonner Springs
City Alias NameBONNER SPRINGS
CountyWyandotte
County FIPS209
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses216
Number Of Employees2474
Business First Quarter Payroll19883
Business Annual Payroll92615
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District02|03
Congressional LandArea14143.34|757.2
Delivery Residential3946
Delivery Business256
Delivery Total4525
Preferred Last Line KeyW20193
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20193
Land Area39.695000
Water Area0.776000
City Alias Code
City Mixed CaseBonner Springs
City Alias Mixed CaseBonner Springs
Box Count113
SFDU2595
MFDU157
State ANSI20
County ANSI209
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number191199
Unique ZIP Name
SSA State County Code17986
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWyandotte

Kansas Homeowners Insurance News & Information

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