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Homeowners Insurance coverage in 66013

If you are a homeowner in 66013 or Bucyrus, KS you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Bucyrus.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 66013.

Learn more about our homeowners insurance shopping service by selecting the best Bucyrus, KS Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 66013?

Residents of Bucyrus have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Kansas? While Kansas is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Kansas comes in at 14 in the country for homeowners insurance premiums.

If you are living in 66013 zipcode, expect to pay around $1201 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Bucyrus does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

66013 Home Insurance Average Premiums

Local 66013 homeowners insurance quotes comparison

$951 /yr.

Shows Zip Code: 66013 lowest rates with discounts applied on average.

For the 66013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$951 /yr.
Average Coverage:$1201 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1501 /yr.

What is the average home insurance cost for a home in 66013?

  • • The average homeowners insurance premium paid annually for a home in 66013 is around $1201 per year.

What does it cost on average per month for home insurance in 66013?

  • • Homeowners in 66013 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 66013?

  • • Autoowners in 66013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bucyrus area, check out other zip codes nearby 66013.
Review average rates in another zip code:
66013 homeowners insurance rates

Home Replacement Cost Coverage in 66013

Average Building Cost Per Square Foot in 66013: $126

Location: Bucyrus, Kansas (Miami County)

Average Square Footage in 66013: 4,003 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66013 before you start any project. Bucyrus homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,003 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bucyrus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1264,003$504,400
Additional Upgrades & Added Features$1584,003$630,500
Major Home Updates or Advancements$1894,003$756,600

It's important to understand that when you estimate your replacement cost of your home in the 66013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66013

Best Home & Auto Insurance Agencies in 66013

Housing Demographics for 66013

Population Review for 66013 Zip Code

For the city of Bucyrus, the population within 66013 has increased to over 3,170 residents in population size. The current population total is 2,524. We have broken down the population based on race below. In 66013, there are over 1245 in male population and 1279 females.

PopulationValues
Total Population2,524
White Population2257
Black Population14
Hispanic Population104
Asian Population44
Hawaiian Population2
Indian Population9
Other Population33
Male Population1245
Female Population1279
Population Estimate3170

Household Data for 66013

The average number of homes in 66013 is around 860, there are an average of 2.93 per household. The average house value according to local real estate values is around $504,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode860
Persons Per Household2.93
Average House Value$504,400
Income Per Household$138333
Median Age43.6
Median Age Male42.8
Median Age Female44.5
66013 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityBucyrus
City Alias NameBUCYRUS
CountyMiami
County FIPS121
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees547
Business First Quarter Payroll5648
Business Annual Payroll30934
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03|04
Congressional LandArea757.2|14315.68
Delivery Residential1082
Delivery Business37
Delivery Total2373
Preferred Last Line KeyW20232
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20232
Land Area44.861000
Water Area0.498000
City Alias Code
City Mixed CaseBucyrus
City Alias Mixed CaseBucyrus
Box Count54
SFDU690
MFDU0
State ANSI20
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number191309
Unique ZIP Name
SSA State County Code17600
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMiami

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]