Get multiple home insurance quotes in 66030. Our licensed 66030, KS agents are ready to serve you.

66030 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 66030? Our rates are very competitive for homeowners living in Gardner, KS. Many homeowners based out of your 66030 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 66030 should appear in the zip code field ready to go. For Gardner, KS Home Insurance Rate Quotes click to review the best rates and service online!

66030 Average Premium is Rated: High!

Homeowners living in 66030 can easily save up to 40% off the average home insurance premium of $1044 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Gardner that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 66030 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 66030!

66030 Home Insurance Average Premiums

Local 66030 homeowners insurance quotes comparison

$794 /yr.

Shows Zip Code: 66030 lowest rates with discounts applied on average.

For the 66030, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$794 /yr.
Average Coverage:$1044 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1344 /yr.

What is the average home insurance cost for a home in 66030?

  • • The average homeowners insurance premium paid annually for a home in 66030 is around $1044 per year.

What does it cost on average per month for home insurance in 66030?

  • • Homeowners in 66030 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 66030?

  • • Autoowners in 66030 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gardner area, check out other zip codes nearby 66030.
Review average rates in another zip code:
66030 homeowners insurance rates

Home Replacement Cost Coverage in 66030

Average Building Cost Per Square Foot in 66030: $126

Location: Gardner, Kansas (Johnson County)

Average Square Footage in 66030: 1,740 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66030 before you start any project. Gardner homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66030 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66030 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,740 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gardner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,740$219,200
Additional Upgrades & Added Features$1581,740$274,000
Major Home Updates or Advancements$1891,740$328,800

It's important to understand that when you estimate your replacement cost of your home in the 66030 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66030

Best Home & Auto Insurance Agencies in 66030

Shelter Insurance

Address: 624 W Main St Gardner, KS 66030
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
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Oldham- Joseph D - State Farm Insurance Agent

Address: 314 E Main St Gardner, KS 66030
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance

Address: 235 E Main St Gardner, KS 66030
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 66030

Population Review for 66030 Zip Code

For the city of Gardner, the population within 66030 has increased to over 28,156 residents in population size. The current population total is 25,164. We have broken down the population based on race below. In 66030, there are over 12486 in male population and 12678 females.

PopulationValues
Total Population25,164
White Population20140
Black Population937
Hispanic Population2451
Asian Population422
Hawaiian Population34
Indian Population135
Other Population861
Male Population12486
Female Population12678
Population Estimate28156

Household Data for 66030

The average number of homes in 66030 is around 8,753, there are an average of 2.86 per household. The average house value according to local real estate values is around $219,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,753
Persons Per Household2.86
Average House Value$219,200
Income Per Household$83618
Median Age33.7
Median Age Male32.8
Median Age Female34.3
66030 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityGardner
City Alias NameGARDNER
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses347
Number Of Employees3564
Business First Quarter Payroll31844
Business Annual Payroll137422
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential9845
Delivery Business292
Delivery Total11527
Preferred Last Line KeyW20588
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20588
Land Area46.412000
Water Area0.465000
City Alias Code
City Mixed CaseGardner
City Alias Mixed CaseGardner
Box Count129
SFDU5635
MFDU914
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number193377
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]